I can live with having no bank accounts

wherediditallgo

dalip wrote: »

Call me what you like but I for one will be eternally grateful for bc.Paying £50 mth for 3 years is wonderful compared to paying to the £1,800 a mth that I had been trying to find for the last god knows how many years.:D

FeelingLow wrote: »

just to add my two pence worth, "IF" i get an IPA i will be more than happy to pay that, i didnt go BR to shrug my responsiblities of the mess we were in & it wasnt somehing i did lightly, i would so much rarther pay an IPA for 3 years than have all that debt hanging over my head & be paying it off until i die

Well said, Dalip & FeelingLow. My life has changed for the better. Opportunities have opened up that wouldn't have but for me going BR & having to reassess the way I was living my life. Paying £50pm for three years is nothing compared to the several hundreds I'd have struggled to pay each month for at least thirteen years, not even taking into account the effect it was having on my health.

I could keep myself awake at night stressing over how much interest credit card companies charge, I could spend hours wringing my hands over how much they sell debts on for etc, but what's the point? I went BR to move forwards, not to cling to the past. Going BR is a huge step, but it's a pointless one if the person doesn't make the most of it. That doesn't mean they should become Alan Sugar/Richard Branson-type magnates before the month is out, just that they should use their new financial & mental freedom to make the most of their skills, time with their family & get as much out of the opportunities that come their way as they can. Life is far too short to do anything else.

dalip

Well said to you too WDIAG. Can not wait to meet you:beer: