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Just paid off student loan at last

Smirch_This
Smirch_This Posts: 83 Forumite
in Debt-free wannabe
:j

Last payment totalling £419 was just made! Woohoo!

Now I've got capital one on my butt for a missed payment which I did actually pay them. Argh! This getting debt free thing is harder than I thought due to the complete incompetence of half of the lenders out there.
£8k to pay off before Jan 2011! Was 28k to pay off by Jan 2010 though so I'm happy :)

Comments

  • Two9A
    Two9A Posts: 274 Forumite
    Hey hey, nicely done! :D

    I haven't even started paying my student loan off yet, and it's at something silly like £12k now. Mind you, I only just found out that the rate's shot up to 4.8% on them now; that's higher than my mortgage!
    Debts (26.3% remaining) - CC/BARC: [strike]2058[/strike] 100.00 @0%; CC/MBNA: [strike]1877.75[/strike] 0.00; Loan/SLC: [strike]10000[/strike] 7901.84 @1.5%; Loan/Per: [strike]1500[/strike] 0.00; Loan/HX: [strike]15000[/strike] 0.00
    Mortgages (94.7% remaining) -     NW: [strike]92516.94[/strike] 87565.40 @3.19%; HBOS: [strike]65599.57[/strike] 59106.45 @4%, [strike]69251.57[/strike] 68589.97 @3.49%
    Total amount of fail: Dangerous (223263.66)
  • klane
    klane Posts: 272 Forumite
    Well done on your loan!
    Debt - Loan: £1150 C/C: £4763 @ 0%.

  • jak
    jak Posts: 2,027 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Well done! That's fab!x
    2022 Comp total (prizes + free spins): £494.81 #20 £12 a day Jan: £382.95/£372 #57 360 1p challenge: £17.70 £10 a day Feb: £571.09/£280 March: £311.96/£310
  • IWantToBeFree_2
    IWantToBeFree_2 Posts: 1,831 Forumite
    Two9A wrote: »
    Hey hey, nicely done! :D

    I haven't even started paying my student loan off yet, and it's at something silly like £12k now. Mind you, I only just found out that the rate's shot up to 4.8% on them now; that's higher than my mortgage!

    I've barely paid anything off my student loan, just the odd few payments when i've had a bonus etc.

    Its not big though, around £1,400 as only had one installment, same as my partner. Neither of us pay, his work still aren't taking deductions despite him being over the threshold.

    I don't class it as real debt though and I am in no hurry to start paying it, everything else is far far more important in my eyes.
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