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So scared of losing everything
pinkisgreat1984
Posts: 11 Forumite
Hi, I'm new-ish to this board but been reading through some of the forums.
I have an appointment with the CCCS tonight to hopefully look at a debt managemet plan- I wanted to know will this affect my mortgage in any way? Bought flat in Jan 08, thought relationship would last but didnt,now find that I cant afford to do anything but pay priorty debts, so scared that i'm going to lose my home over this!!! affecting job too as I need my car for work (states in contract) but cant afford the petrol to do the job! discussed with employer,they can only be sympathetic to an extent. without my job I cant afford my home, without home I'm homeless!!
everythings such a mess and i'm not sure what to do and I don't want baliffs coming to my door or lose my job, does anyone reccomend anything I can do?:eek:
I have an appointment with the CCCS tonight to hopefully look at a debt managemet plan- I wanted to know will this affect my mortgage in any way? Bought flat in Jan 08, thought relationship would last but didnt,now find that I cant afford to do anything but pay priorty debts, so scared that i'm going to lose my home over this!!! affecting job too as I need my car for work (states in contract) but cant afford the petrol to do the job! discussed with employer,they can only be sympathetic to an extent. without my job I cant afford my home, without home I'm homeless!!
everythings such a mess and i'm not sure what to do and I don't want baliffs coming to my door or lose my job, does anyone reccomend anything I can do?:eek:
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Comments
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Hi Pink,
First of all good luck for your appointment tonight! Once you have had your appointment hopefully this will put your mind at ease a bit more. Your counsellor will run through your income, expenditure and debts with you and look at all the possible options. Whatever the outcome of the appointment you will be provided with all the help and support you need to deal with your situation. If there is anything on your mind or that your are worried about let your counsellor know and they can talk you through everything
SarahI am a Debt Counsellor that works for the CCCS and have specific permission from Martin, to post on these boards to try and help those in debt. Read more information on the CCCS and what it does in the Debt Problems: What to do and where to get help article.
CCCS is a registered charity, and there is no charge whatsoever for any of the services we provide to our clients. We take great pride in offering first class help and advice, but we only offer this where we have been able to fully explore and understand your circumstances with you. We want to help you understand these choices and their possible implications but not make them for you.
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really need to see the SOA to give advice.0
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