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Zigi-1
Posts: 4 Newbie
Message deleted as Previous Post already accepted - apologies not sure how to delete this one
Zigi
Zigi
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First, i'd suggest posting up a statement of affairs so we can see your income, expenditure and debts. Hopefully we can see a way of reducing interest that you are paying or other savings.
Consolidating your debt with a loan is usually not a good idea. You need to tackle the reason you got into debt and keep that under control while also paying off the debt. A loan will only solve part of the problem and you will still be paying alot of interest to the bank.
This calculator is helpful, then just post up the MSE report in the forumAfter falling off the gambling wagon (twice): £33,600 (24,000+ 9,600) - Original CC Debt: £7,885.91
Dad Gift 6k ¦ Savings & Inv Tst: £2,500
Loan 10k: £0 ¦ Dad 5.5k: £2,270 ¦ LTSB: £0 ¦ RBS: £0 ¦ Virgin £0 ¦ Egg £0
Total Owed: £2,270 (+6k) 11/08/20110
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