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Indeed - BoI and Bristol & West offer that facilityI am a Mortgage AdviserYou should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0
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Ahh, Bristol & West...is there any merit in approaching a local lender being in Swindon so off the top of my head
Stroud & Swindon, B&W, C&G?Debt Free Marathon: Start 01/06/09 £16714 - Current Position £14514 - Finish Line Xmas 20100 -
Again - I would be more inclined to speak to another broker and explain the scenario in detail.
That way they can then come back to you with lenders that you should be eligible forI am a Mortgage AdviserYou should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
An experienced broker will know how to maximise your credit score which is the key start point. I think there are several lenders out there who you might be sucessful with.0
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It could - but you would need to look at that carefully, due to the potential tax implications for the guarantor
Out of curiosity - what are the potential tax implications? As a guarantor you are not named on the title deeds so there are no Capital Gains Tax implications, or am I missing something?0 -
As a guarantor you may well be named on the deeds - not all guarantor mortgages work in the same way.
Therefore CGT may well come into play as well as IHTI am a Mortgage AdviserYou should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
Oh!! Do you know which companies add a guarantor to the deeds, from your experience?0
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