We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

I've done it -Debt Free 15 months early

13

Comments

  • immoral_angeluk
    immoral_angeluk Posts: 24,506 Forumite
    10,000 Posts Combo Breaker
    Wow! What an achievement!!! Well done!
    Total 'Failed Business' Debt £29,043
    Que sera, sera. <3
  • alec_eiffel
    alec_eiffel Posts: 1,304 Forumite
    Congratulations to you. It's an amazing feeling, enjoy it! :beer:
  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Congratulations, and well done! :)
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
  • jo1972
    jo1972 Posts: 8,901 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Well done, what a weight off your shoulders now! At least saving for the wedding is something to look forward to :)
    DFW Nerd no. 496 - Proud to be dealing with my debts!!
  • trulymadlydeeply_indebt!
    trulymadlydeeply_indebt! Posts: 909 Forumite
    Part of the Furniture Combo Breaker
    That's brilliant!

    Onwards and upwards! If you head downwards, I hope it's because your are too pished to stand LOL! :beer: :beer: :beer: :beer: :beer: :beer: :beer: :beer: :beer: :beer: :beer: :beer:
    Decluttering junk and debt in 2016
    Debts - Vanquis £3500 1/1/16; DFD - when I'm dead with £100,000,000+ interest :eek: UPDATED Feb 2016 £2739.80; DFD June 2016 :j
    Next - £1500 1/1/16 DFD about 10 years time. UPDATED Feb 2016 £1371.16; DFD July 2016 :j
    THE GOAL IS TO HAVE NO DEBT BY THE END OF 2016
  • taxi73
    taxi73 Posts: 20,815 Forumite
    Well done another one today and congratulations on the wedding
  • ltm07
    ltm07 Posts: 966 Forumite
    Well done to you! All the best!!
    Debt at LBM(July 1st 07)-£35,053.92 Debt on 1st Anniversary of LBM(July 1st 08)-£33,170.11 (31st January 09)-£32,318.73Paid off so far £2,735.19(7.8%) Average paid off p.m. £143.95 L/H supporter 115 DFD target February 2018 DFD March 2028. PAD(Started 28/12/08) £253.77 £10 a day Feb £110/£280 WEDDING Paid off £1,585.96 Saved Up £925.40
  • Butterfliesarepretty
    Butterfliesarepretty Posts: 1,984 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    lvu wrote: »
    Thank You everyone for the congratulations, i have the grin of a cheshire cat today;)

    Well done how did you do it. I will be debt free in May - thanks to my redundancy, no more credit cards I promise, but I will keep saving and coming on here!

    going to stick to a cash card only, no debit cards until I have a sizeable amount in my new account and not until I start working again, no driving to work.:D
    Mortgage Free 2016Work Part Time:DHouse Hunting In France 2023
  • teecee152
    teecee152 Posts: 782 Forumite
    Part of the Furniture Combo Breaker
    CONGRATULATIONS!!! :T :j :T :j
    DEBTS @ :idea: 1/1/07 - £25,800:eek: DEBT @ 04/05/11 - NIL
    FINALLY DEBT FREE - 4TH MAY 2011:j:j:j:j:j
    "PROUD TO HAVE DEALT WITH MY DEBTS"
    Official DMP mutal support club member no 2 *DFW NERD 351* :D
  • lvu
    lvu Posts: 52 Forumite
    I've not put myself on the roll of honour yet, I'll probibly do it in a couple of months, I just want to make sure I can maintain, a bit like being on a diet.
    How I did it, first I had to break the habit of spending, the spending diary didn't work for me so instead I stopped using the bank card and instead only carried cash, and a small amount at that. Took packed lunches every day which stopped me breaking into notes, which ment there was no change to dwindle away. Once your used to not spending its a lot easier than you'd think.
    01/08/09 - Honeymoon credit card - 0% £2500 - personal OD £350 - DFD May2010
    Done it once, will do it again - DFW 534
This discussion has been closed.
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.5K Banking & Borrowing
  • 253.7K Reduce Debt & Boost Income
  • 454.5K Spending & Discounts
  • 245.5K Work, Benefits & Business
  • 601.5K Mortgages, Homes & Bills
  • 177.6K Life & Family
  • 259.5K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.
Update Your Picture