Wednesday 16/04/2008 What small dfw things have you done today???

sophiesmum_2

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free.

Examples could be charging your phone up at work instead of at home to save your electricity, hanging the washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.

Today I have /will

• Checked online banking
• Done clicks
• Storecupboard lunch
• Going out for tea with friend I haven't seen for ages to catch up but will go to the two for one place and share the bill:D
• have left everyone else a meal in slowcooker so they don't get tempted by a take away;)

It is a lovely sunny day here today, may even get an hour done on garden at lunchtime. Hope you all have a good day at work or home:D
Hi to any new posters:wave: :wave: :wave:
Hi to all the regulars:hello: :hello: :hello:

payingfornowt

Morning all....

- Checked internet banking
- NSD
- Works Lunch
- Tea from freezer
- Check savings account
- Transfer Paypal to current account
- Update budget till payday (spend nowt!)

Good luck everyone.

taplady

Morning!

today i have/will

• checked online banking
• updated online spending diary
• hung washing on airer
• eaten from freezer and cupboards
• taken sandwich to work

claireabelle_2

Hello all
Today I have

• brought in my lunch from home
• checked mystery shops and pigsback, nothing yet
• cycled to work, another £1.60 off next year's tax bill!

and I will

• check internet banking (should be nothing), I have transferred over £400 to savings for 2 weeks til my car insurance goes out, 50p interest, all helps!
• not spend anything!

bank_of_slate

I have my mystery shopping 'mission' today!
I'll get £40 for doing it too and I don't even have to leave the house!
...Linda xx

shoeaddict

G'day all.

Today I have/will

*brought in my lunch from home
*planning a storecupboard dinner
*list some more things on Ebay
*check online banking
*not spend any money

Have a great day

Jo_R_2

Hey!

I love these threads! I was doing a spending diary which was really disheartening me so my plan is to start up alongside it, a 'saving' diary like this thread, to show me where I am saving money and encourage me to keep it up when it's feeling difficult.

* I am putting off doing a 'big shop' this week by doing storecupboard stuff (today would be the day I would go shopping.)
* Transferring ebay/Paypal money to my current account
* More house tidying whilst girls are at my mum and dads to find stuff to ebay
* Quiet evening in with OH
* Speaking to nursery to sort out giving notice on DD2's place
* Transferring rest of credit card balance to new 0% card
* Cancelling old direct debit for contact lenses

I'm sure there's some more and I might not get through all of these today so they might carry on til tomorrow but now I have a list to check up on!

luxor4t

- washing out on line and WM is on with second load
- no click through today for me on Pigsback :rolleyes: so did the comps. (Still waiting for my vouchers for hotel booking!)
- must try and mend the vacuum cleaner as it is not picking up: it is 10 years old though!
- store cupboard meals again
- have a free £5 voucher to spend at the M&S seconds shop, summer trousers needed :cool:

~Yorkshire_Belle~

Only 10 years old - just had my ( hand me down) 1964 Hoover Junior repaired (for £11.50) and it's good as new!

SmellyOldSock

Hello All

today i will/ have

washing at 30
line drying the above
store cupboard dinner
No Spend Day (small fib as the car is having work on it)
check online banking
getting some stuff picked up that I put on freecycle

best wishes
Charlotte

lauradora

hey everyone

• finally got back on here today!
• checked online banking
• paid a little off my debts
• looked for a new car

have a good day everyone xxxc