Car Finance Help

scaz40

Hi I was advised to re-post my thread on this forum....

this is my first post.

I entered into a 5 year Finance agreement with Fortis Lease for a vehicle in 2005. I recently requested a setlement figure and a copy of the loan agreement (moved house couldn't find it).

Upon inspection of the finance agreement I noticed the following:

1. A Deposit was showing on the agreement, no deposit was paid by me to the dealer.
2. The agreement states that it should have been signed at the dealers premises. The agreement was sent to me in the post and a no point did I visit the dealers premises.
3. The delivery of the car happened after the first finance payment was due and the dealer recompensed me for this first initial payment.

Now I fully understand that this should have been picked up by me initially, however I fell into the trap of 'trusting' someone to work this through on my behalf and I should have checked the main terms of the agreement prior to signing it, however I was under pressure from my then employer to move from a company car to a car allowance. I enquired about this with a friend who mentioned something about antecedent negotiations, however I'm unsure whether this is applicable?

My question is, do I have any recourse against the Finance provider at all? The dealer has subsequently gone bankrupt and allegedly left a trail of these such issues behind him. Any advice would be gratefully received.
Rgds Paul