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Serps/2nd state pension question
cyclonebri1
Posts: 12,827 Forumite
I don't know if anyone can answer this one but here goes.(Maybe better answered under benefits maybe).
Within the next few weeks I will be receiving my private pension and my company pension and also the opted out of serps element. This is not a massive amount in total so I'm trying to get abetter idea of my total gains at 65.
I am 55 at present and have just been retired by the company, (well I will be on the 3oth April), on grounds of ill health.
I had a pension forcast a few years ago which gave me a figure for the 2nd state pension. This was after I had opted out so was for the earnings prior to opting out. I remained "out" untill I converted to an anuity in Dec last year.
I am presently on incapacity benefit which I'm sure will be dissolved to zero£ by the time I receive the final pension figures.
I do expect to remain entitled to IB although I will receive no monies.
My question is will I receive any form of credit towards 2nd state pension for the remaining years between now and 65, if I retain this entitlement?
I already have the reqd 30 years for the basic one.
Cheers:beer:
Within the next few weeks I will be receiving my private pension and my company pension and also the opted out of serps element. This is not a massive amount in total so I'm trying to get abetter idea of my total gains at 65.
I am 55 at present and have just been retired by the company, (well I will be on the 3oth April), on grounds of ill health.
I had a pension forcast a few years ago which gave me a figure for the 2nd state pension. This was after I had opted out so was for the earnings prior to opting out. I remained "out" untill I converted to an anuity in Dec last year.
I am presently on incapacity benefit which I'm sure will be dissolved to zero£ by the time I receive the final pension figures.
I do expect to remain entitled to IB although I will receive no monies.
My question is will I receive any form of credit towards 2nd state pension for the remaining years between now and 65, if I retain this entitlement?
I already have the reqd 30 years for the basic one.
Cheers:beer:
I like the thanks button, but ,please, an I agree button.
Will the grammar and spelling police respect I do make grammatical errors, and have carp spelling, no need to remind me.;)
Always expect the unexpected:eek:and then you won't be dissapointed
Will the grammar and spelling police respect I do make grammatical errors, and have carp spelling, no need to remind me.;)
Always expect the unexpected:eek:and then you won't be dissapointed
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Comments
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cyclonebri1 wrote: »My question is will I receive any form of credit towards 2nd state pension for the remaining years between now and 65, if I retain this entitlement?
No you need to be employed to get this pension (not self employed).Trying to keep it simple...
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Thanks, I thought the answer may be something like that:rolleyes:I like the thanks button, but ,please, an I agree button.
Will the grammar and spelling police respect I do make grammatical errors, and have carp spelling, no need to remind me.;)
Always expect the unexpected:eek:and then you won't be dissapointed0
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