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CCJ Help!!!
spongebobby
Posts: 2 Newbie
Could anyone please advise, i had a large ccj issued in 2004. I am currently paying the lender a reduced amount each month agreed by the court.
Could the lender suddenly ask for more money, also how long will it stay on my credit file 6 years from issue or 6 years from pay off
Many thanks
Could the lender suddenly ask for more money, also how long will it stay on my credit file 6 years from issue or 6 years from pay off
Many thanks
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Comments
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A CCJ will stay on your credit file 6 years from date of issue. A creditor is able to apply to the court to vary the judgement much the same as you would be able to do BUT this is very uncommon.I am a Debt Counsellor that works for the CCCS and have specific permission from Martin, to post on these boards to try and help those in debt. Read more information on the CCCS and what it does in the Debt Problems: What to do and where to get help article.
CCCS is a registered charity, and there is no charge whatsoever for any of the services we provide to our clients. We take great pride in offering first class help and advice, but we only offer this where we have been able to fully explore and understand your circumstances with you. We want to help you understand these choices and their possible implications but not make them for you.
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