Wannabe home owner needs help!!!!

edited 30 November -1 at 1:00AM in Mortgages & Endowments
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CYBERCIDERSAVERCYBERCIDERSAVER Forumite
279 Posts
edited 30 November -1 at 1:00AM in Mortgages & Endowments
I keep telling myself that prices are going to fall soon and I'll be able to buy but I can't wait any longer.

Having never ventured into the mortgage market I don't know where to begin.

I'm married. Earn £18 000. My wife earns £6000 and we have one child. My bank, at a recent sales pitch (I mean account review) suggested that we would only be able to borrow £65 000 max. The house prices around here mean we need £115 000. Surely we will never get that???? Are we doomed to live in someone elses house forever!!!!! Please help!!!!!
"A goldfish left Lincoln logs in me sock drawer!"

"That's the story of JESUS."

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