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Help me and my family

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  • bank_of_slate
    bank_of_slate Posts: 12,922 Forumite
    10,000 Posts Combo Breaker
    Hi paul, have a look on the 'entitled to' website to check that you are getting all the benefits that you are entitled to!
    Also your gas and car insurance look high!

    Have you considered doing a 'house exchange' holiday in Florida rather than booking an expensive hotel? There are a few companies around, have a good look on the travel forum and post asking for ideas!
    ...Linda xx
    It's easy to give in to that negative voice that chants "cant do it" BUT we lift each other up.
    We dont count all the runners ahead of us & feel intimidated.
    Instead we look back proudly at our journey, our personal struggle & determination & remember that there are those that never even attempt to reach the starting line.
  • The £18.80 benefits you have put down must be child benefit. If it is, that is what you will get a week, so you need to x4 to put the correct figure into your SOA. What about tax credits? You must be entitled to those on your wages. £80 food seems really low - is that per week? If so that needs to be x4 as well. Have a look at some of the tv/phone/broadband packages around as there is definate money to be saved there! £50 other child expenses - what are these? And £80 entertainment - how is this made up? Have a look at a price comparison website to see if you can save money on some of your utilities/car insurance. Also apply for another 0% card asap and do a balance transfer.
    MFW 2011 challenge - Aim: Overpay £414.26 a month/£5,000 a year. Overpayment Total to date: £414.26:jMortgage start 28/9/07 £46,217.00 :TMortgage balance as of 25/05/11 £24,490.58 :T
    Interest saved as of 25/05/11: £2,849.84 Projected term reduction as of 25/05/11: 9 years 11 months
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