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Reassurance needed

I know no ones got all the answers, but just wanted to see if anyone had any thoughts on whether I've got an o.k. deal.

I am coming to the end of a two year deal with the Abbey - 0.4% above BoE. They have offered me a 5.75% for 5 years or 5.89% for 3 years on mortgage of £104,000. I did not want to tie myself in for 5 years as my sister has some money in the property and she may need to get some out before 5 years. Anyway, in the current climate does that sound like an o.k. deal. The papers have been sent out but I am still in the two week cooling off period.:confused:

Comments

  • Hi JCR

    Are these fixed rates, tracker rates or what?

    I am interested because my tracker mortgage with Abbey, currently 0.13 below base rate, comes to an end later this year.

    And I know the helpful brokers on this board who will no doubt be along shortly with need to know.

    Foreversummer
  • JCR
    JCR Posts: 161 Forumite
    They are fixed rates, fixed at 5.89% for three years

    Thanks
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