Everyday Loans PLC

PROLIANT

jonesMUFCforever wrote: »

Have you checked your credit files recently then to see if you have a CIFAS marker on because of the ID fraud?

No everything cleared up, just now i have password protected my credit files so only i can apply for credit in my name, no more cfas. I think it is just the searches thats f**ked me up.

crazyfj

why don't you go for:-

http://www.mycashplus.co.uk/about-cashplus-prepaid-cards/creditbuilder.aspx

its prepaid but if you pay the monthly fee it shows as a clear payment on your credit history (the loan the money up front at 0%)

PROLIANT

crazyfj wrote: »

why don't you go for:-

http://www.mycashplus.co.uk/about-cashplus-prepaid-cards/creditbuilder.aspx

its prepaid but if you pay the monthly fee it shows as a clear payment on your credit history (the loan the money up front at 0%)

I did and after I payed my money they told me they will not accept ID other than passport or Drivers licence. Bloody con artists, I dont have either of the latter, my bank didnt even ask for ID they done ID Checks via Experian.

Tori_Bellatrix

PROLIANT wrote: »

how many credit appliactions have you made in the last 6 months 65

As someone who is currently building their credit file myself, I'd agree with others that this is your BIGGEST problem ... You really need to lay off any further credit applications for 6 months, then as long as everything else is as you say, you should see an improvement in acceptance.

Time really is the key ... and it can't be rushed ...