We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

The Best Tracker Mortgage?? (Britannia)

Does anyone know of a better tracker mortgage than the Britannia "Lifetime" tracker which is BOE rate + 0.40% for the life of the mortgage. Therefore currently it is 5.15%. There's no early repayment charges.

http://www.britannia.co.uk/c_mortgage/product/tracker/lifetime.html
something missing

Comments

  • Recently remortgaged with Britannia but went for their Savings Offset Mortgage (base rate+0.74 and no fees) as it suited my circumstances.

    I did consider the base+0.4 tracker as it was the lowest long term I could find.

    When you add the benefits of the membership reward scheme as well it looks even better :)
  • Abbey had a flexible offset tracker for base plus .5%, which we were keen on (yet to find a house) but they withdrew it (apparently temorarily) before the Oct 31 thing cam into play....
  • Zero
    Zero Posts: 117 Forumite
    Thanks guys!!
    something missing
  • Nationwide Tracker over 2,3,5 years are from 4.75% to about 5.00% with an arrangement fee of £349
    ...............................I have put my clock back....... Kcolc ym
  • Hi, I saw my mortgage advisor about 2 months back and Halifax (surprisingly!) had the best deal going. Don't know if that's still the case but worth checking out.
    Cheers
    John
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.7K Banking & Borrowing
  • 253.4K Reduce Debt & Boost Income
  • 454K Spending & Discounts
  • 244.7K Work, Benefits & Business
  • 600.1K Mortgages, Homes & Bills
  • 177.3K Life & Family
  • 258.3K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.