Help

sad_angel_2

Hi i am brand new to this site and i am here because i need help!! and support to become a debt free happy person
have read the threads and find them all very encouraging i just feel like i am in quicksand at the minute you know 2 steps forward ten back.
any positive vibes out there??

sweetmoneysaver

Welcome to the board! It would help if you posted a SOA (statement of affairs) listing your outgoings and income. That way people can make suggestions on what you can change and where you can get better deals. It is like bearing all but generally we are a positive bunch and can offer support and suggestions.

chez000

hey,
plenty of people on her to offer encouragement and advice so your in the right place.

be happy to try and help whts your current situation?

Skippycat

Hi. Just wanted to say hello and welcome to the site :hello:

chevalier

Yep we are like the Koala Brothers 'we're here to help'! If you don't interact with children, you may not understand the reference, but I hope you understand the sentiment

Welcome to the boards
chev

sad_angel_2

this is a bit like bearing all at aa really hi i am me i am in debt!! i owe 8500 to mastercard and 3300 to virgin i know it doesnt sound like alot but it feels like alot

chez000

are you managing rpayments, on a DMP or considering your options at this stage?

like sweetmoneysaver vbmenu_register("postmenu_10017487", true); said if you post a SOA, im sure lots more help and encouragment will be forthcoming

sad_angel_2

am managing to pay off what i can a month wot they ask for and a bit more but doesnt seem to make much of a hole in it whats a dmp? sorry for being thick all very new

sweetmoneysaver

Don't think of yourself as thick ... post a SOA and we can see where we can help. Honestly we are a friendly bunch!

sad_angel_2

now i know i sound daft how do i do that??

sweetmoneysaver

Just list all your major outgoings such as rent/mortgage, insurances, food, tracel expenses, card card debt etc, etc. Then list any incoming funds including any benefits if you get them. I'll find an example list for you in a minute.