Where do i stand now...CAPQUEST AGAIN!

fialko

Hi all, this is the first time i have ever posted to any board so sincere apologies if you've heard it all before.

I have been fighting Capquest for sometime now and today received a letter from them stating that they were unable to supply a copy of my original agreement and never had one and that they had closed my account on their system and passed it back to the original creditor!

I sent both standard CCI letters allowing them enough time to send all ducumentation which they never sent and now they say they will not refund payments i made under duress or amend my credit file even though this letter says they never had a copy of this agreement in the first place

DO DEBT COLLECTION AGENCIES PASS DEBTS BACK TO THE ORIGINAL CREDITORS WHEN THEY CLOSE THE ACCOUNT or have i finally beat these people?

Thanks in advance for any help

stapeley

If you did not recieve a notice of assignment the DCA were acting for the OC and took a fee for collecting monies . The money they did collect would be passed onto the OC less their %. The OC will probably pass it to another DCA . Some people have claimed money back but its a long hard process .