We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Whats the earliest time you can apply for a re-mortgage?

My mortgage discount period is due to end in under 6 months time and i was thinking maybe best to get a mortgage sorted out as soon as possible while there may be some good rates around.

Will mortgage offers look better in 4-5months time?

When will the valuation be done if i re-mortgage months ahead? I ask this as im hoping my LTV will look better the earlier i get a mortgage.

Comments

  • allan673
    allan673 Posts: 1,213 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    i think mortgages will remain at the same rates personally, some however are going up slightly - so the sooner the better really for you.
    some products have a 6 month reservation period, but check with each lender.
    and the valuation is done near the beginning of the application process, usually after say 2 or 3 weeks.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354.6K Banking & Borrowing
  • 254.5K Reduce Debt & Boost Income
  • 455.5K Spending & Discounts
  • 247.5K Work, Benefits & Business
  • 604.3K Mortgages, Homes & Bills
  • 178.5K Life & Family
  • 261.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.