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Fixed for 2 or 5?
Comments
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This is personal preference
Who knows where rates will go
The trouble with fixed rates is the limitation that some place on overpayment
If the 5 year deal has limits on this, then taking a 2 year deal might be better
As long as you don't go straight to SRV once the deal period ends0 -
A&L rate has just gone up to 4.34% from tomorrow for loans more than £250k
Otherwise the rate stays the sameI am a Mortgage AdviserYou should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
Yeah, people should have fixed last week before the inflation figures came out.
Sounds to me like the banks are all thinking the base rate's sticking for the time being.
That 4.19 from Hinkley is looking mighty vulnerable now.0
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