Halifax

albanchick

Just got an MIP with Halifax - does anyone have ideas how long a full application is taking with them at the moment? And how fussy they are with the ID side etc?

Thanks y'all!

Cardinal-Red

How "fussy" they are?

What is it you're worried about?

sassybooboos

i just had completion last friday my mortgage with halifax took about 8 days. got mortgage offer 2 days after valuation was done.

only asked for normal id passport etc and bills.
never even asked for pay slips but i wasn't after a big mortgage so i don't know if that makes any difference

albanchick

Thanks, sounds as though was pretty straight forward.

I just wondered if they were more fussy than other lenders in terms of the ID & paperwork. I've heard from broker that Nationwide, for example, are at the moment, dunno how true that is of course!

My hubby & I have everything so shouldn't be any probs - fingers crossed!

Dan_Collins_2

Nationwide have always been down the line. Halifax fastrack if thats what you mean, for the moment that is. I would make sure you got your payslips etc just in case!

Good luck

sassybooboos

i did notice that my offer in principle was a fixed rate for 3yrs but when mortgage offer came it was changed to 2 yrs, don't know if this is anything to do with all that is going on with mortgages at the moment though. but on plus side the rate was a better one than the offer in principle so i just got on with it,