Nationwide mortgage rates

Dick_here

Now that I'm coming to the end of my fixed-rate period - end of May - Nationwide's fixed and tracker rates are pretty much the same as their SVR (unless you pay a hefty fee). It seems better to just go onto their SVR and hope interest rates drop a bit before fixing. Or do people think grabbing any fixed or tracker going is still a better option right now ?

hangover

From what I can see, tracker and fixed rate deals are only going one way at present - upwards - so personally if I were you I would try to reserve the best deal available right now.

pingu

5.63%fixed for 5 years for existing customers looks good with no fees

thats what i have gone for

robertjonesuk

pingu wrote: »

5.63%fixed for 5 years for existing customers looks good with no fees

thats what i have gone for

have a look at woolwich, 5.29 for 3 years or 5.29 for 10 years and i think 5.59 for 5 years.

Dick_here

I'm stuck with Nationwide, we moved last year and the new part of the mortgage still has a year to go on the fix.

pingu

robertjonesuk wrote: »

have a look at woolwich, 5.29 for 3 years or 5.29 for 10 years and i think 5.59 for 5 years.

there are fees to pay:eek:

but with my deal no fees:D

always_skint_3

Pingu, is your deal with Nationwide? I am an existing customer and have not been offered this!

baileysbattlebus

My daughter and partner have been offered 5.65% for 5 years with Nationwide too, their original fixed rate deal ends 31/05/08.

Nationwide wrote to them about 3 weeks ago listing their options once the 2 year deal was finished - that was the best by far (for them)

tanith

always_skint wrote: »

Pingu, is your deal with Nationwide? I am an existing customer and have not been offered this!

The Nationwide 5yr fixed rate is here maybe if you push them they would reduce it a couple of points... down to 5.65%

I only wish I had listened to OH 3yrs ago when we fixed with Nationwide for 5yrs... he kept telling me to take the 10yr fixed... dammit

mountainlioness

We're in the same boat - 3 mortgage products with Nationwide and 2 coming to an end this year. We've got to wait til June to reserve though as I think you can only reserve a max of 3 months ahead of your current deal ending... just hope it's still there!!

Trying_to_be_good

tanith wrote: »

The Nationwide 5yr fixed rate is here maybe if you push them they would reduce it a couple of points... down to 5.65%

I only wish I had listened to OH 3yrs ago when we fixed with Nationwide for 5yrs... he kept telling me to take the 10yr fixed... dammit

The five year LOYALTY fix, i.e. for existing customers, is here http://www.nationwide.co.uk/mortgage/existingcustomers/loyalty_interest_rates.htm

5.83% if you have 25% equity
6.03% if you have 10% equity
6.43% if you only have 5%.