Monday 31/03/08 What small dfw thing have you done today???

sophiesmum_2

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free.

Examples could be charging your phone up at work instead of at home to save your electricity, hanging the washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.

Today I have /will

• Checked online banking -
• Done clicks
• Storecupboard meals
• Update accounts and spreadsheets for end of month
• Think of ways to earn £10 a day for April:rolleyes:

Hi Gang, back to work again, the weekends just pass too quickly. Have a good day everyone.
Taxi - Good luck with your first day of not smoking:T

Essex-girl_2

Good Morning Sophiesmum & all to follow.
Today

Making hm bread to have with dinner
Need small amount of grocerys so will pop to local shop which although dearer, will not tempt me to buy anything else.
Online Banking
Speak to accountant about debt factoring to increase our business cashflow - dreading this for some reason
At least one hour admin work this morning
Piggy clicks to be done.

Have a great day all.
x

SmellyOldSock

I've already

Made bread, yummy
made cakes for childrens friends when they visit in a short while
Hung washing out
On-line banking
No shopping to be got as using freezer/cupboard stock.

It helps that the sun is shinning!!

best wishes
Charlotte:D

luxor4t

I've done the clicks
WM is on
Shall line dry OH's shirts
Store cupboard meals planned
Shall list some more books on Greenmetropolis
Plan for April storecupboard challenge as I have slipped a bit!

shoeaddict

Morning all.

Today I will

*check bank accounts
*eat my home-made lunch and so avoid the shops
*make dinner from what we have at home
*do a big online shop so we have enough in for next few weeks
*not have any personal spends

I've also managed to get a full refund for a 3-night stay in a hotel over Easter weekend, after complaining about the excessive noise, so that's probably the biggest achievement of the day

crawley_girl

Hi guys

Today I:
* am going into work for an hour - paid
* will do my pigsback comps and clicks
* will post some important post
* will write a letter this evening re: my overpayment of wages
* will do some important budget planning and finances
* will make a nice tea using stuff from the cupbaords
* will swap some books with my friend later

:heartpuls CG :heartpuls

Shelley84

Today I will

*Hang out washing (on airers not outside as don't have an outside line yet!)
*Take HM leftover curry to work for lunch
*Think of mealplans after work
*Have a bath with DS after work (save water!!)
*Start putting things on Amazon to sell
*Make dinner from freezer stuff/cupboards

taplady

Morning sophie'smum and all!

today I have or will

• checked online banking
• done a small partime cleaning job for extra cash
• storecupboard meals
• walking into town instead of driving
• hung washing out
• will be dying my own hair later

Hope you all have a great DFW day!

Cleosmum

Checked banking
Rang Southern Electric re new bill which is asking for £29 for a visit that didnt even happen!? Told them they can forget it!
Asked Southern Electric to accept my £100 and set up a payment plan, they refused but will ring me later grrrr. If they wont play ball then I will just pay it off something with interest! Willing to help people my ****
Need to do pigsback clicks.
Toluna clicks.
Dinner from fridge/cupboard (pork, veg, pots and gravy).


And start on the dreaded garage.............................

claireabelle_2

Hi all
Today I have checked my internet banking, and OH's to update him on his finances later!
I have done my piggyclick
I have updated my spreadsheets as I have signed up to do additional pension contributions at work which works out at £35 less a month but the sooner you start, the cheaper it is, so it's for my long term!
I have brought in lunch and fruit so a NSD until my pub quiz later, and I will make a coke last all night (hold the ice!)
See you tomorrow!

Bambywamby

Morninggggg all :rolleyes:

Today I will/have:

Work 11 hours over time
Make meals from store cupboards
Wash clothes on cold wash
Walk to shops and back (no petrol & free exercise)
Clean the walls and couch (certainly burns calories and stops me from been out spending)
Post Ebay parcels
List two items on Ebay

And that's it s far

Bam x x