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Offer subject to valuation, are the credit checks finished?

Good afternoon. I'm looking for some opinions. We had an offer subject to valuation from Direct Line and I was wondering if that means they would now have done all the credit checks?

The reason for asking is that I want to get a new mobile phone contract and don't want to do that if it's going to add another credit search that Direct Line will see.

Comments

  • chappers
    chappers Posts: 2,988 Forumite
    Don't think they will worry too much about a mobile phone search.
  • allan673
    allan673 Posts: 1,213 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    cubegame wrote: »
    Good afternoon. I'm looking for some opinions. We had an offer subject to valuation from Direct Line and I was wondering if that means they would now have done all the credit checks?

    The reason for asking is that I want to get a new mobile phone contract and don't want to do that if it's going to add another credit search that Direct Line will see.

    they will have done all the credit checks once youve received your offer documents - which you sign and return.
    i wouldnt worry about a phone contract.
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