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tigtag's mutterings ('bout debt and stuff)

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  • tigtag02
    tigtag02 Posts: 6,857 Forumite
    Part of the Furniture Combo Breaker
    Ok l'il update.

    I finally got on the scales and tipped in at 11st 5lbs so at least I have a starting point to work from. Diet going ok, not brilliant but not failing miserably as I normally have by this point. MB doing good too although I am a little worried he may not be eating enough.

    I have had a thought on clearing that overdraft that never seems to shift.

    My wage bar about £150 covers the bills so I am gonna transfer the £150 to another account along with the TC's and the CB which will be our spends account. Anything left over from this at the end of the month will be transfered back to pay off the OD.

    I try to do this at the mo but the 2 accounts are with the same bank so it doesnt quite work ~ I will now be using different banks.
    So I have actually rounded all the bills up to the nearest £5 so the *overpayment* or rather leftover should be about £30/£40 a month, not heaps but gotta be better than the £0 per month we are paying off now.
    :heartpuls baby no3 due 16th November :heartpuls
    TEAM YELLOW
    DFD 16/6/10
    "Shut your gob! Or I'll come round your houses and stamp on all your toys" The ONE, the ONLY, the LEGENDARY Gene Hunt :heart2:
  • skint_spice
    skint_spice Posts: 13,536 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    can you get a new account elsewhere through quidco? I never had much of an OD but took me a while to stop using it as free money - still have it but haven't used it in 18 months though. maybe I'm cured?
    Mortgage OP 2025 £7050/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £34,965

    Money making challenge £78/400

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • tigtag02
    tigtag02 Posts: 6,857 Forumite
    Part of the Furniture Combo Breaker
    can you get a new account elsewhere through quidco? I never had much of an OD but took me a while to stop using it as free money - still have it but haven't used it in 18 months though. maybe I'm cured?

    Well, I already have another I can use but its always worth ago ~ even bearing in mind my credit is shot :rotfl: :rotfl:
    :heartpuls baby no3 due 16th November :heartpuls
    TEAM YELLOW
    DFD 16/6/10
    "Shut your gob! Or I'll come round your houses and stamp on all your toys" The ONE, the ONLY, the LEGENDARY Gene Hunt :heart2:
  • tigtag02
    tigtag02 Posts: 6,857 Forumite
    Part of the Furniture Combo Breaker
    Morning peeps (just)

    Dead excited today ~ Bunnyinthelights is on her way to Leeds as we speak and we are meeting at the local kids soft play wotsit.

    *Partaaay* at Snaggles' this evening and then a picnic at the local abbey tomorrow providing the snow holds off.

    Money and diet may not go right to plan today but still be considerably less that I would have spent pre MSE.

    Just making MB a full English being that we are leaving him to fend for himself most of the weekend.

    Bank details changed for CB's and transfer set up for surplus wages.

    Betfair done (twice) so fingers crossed for the national.

    Hope all are well :D
    :heartpuls baby no3 due 16th November :heartpuls
    TEAM YELLOW
    DFD 16/6/10
    "Shut your gob! Or I'll come round your houses and stamp on all your toys" The ONE, the ONLY, the LEGENDARY Gene Hunt :heart2:
  • Numpty_Monkey
    Numpty_Monkey Posts: 14,196 Forumite
    10,000 Posts Combo Breaker
    :T hope you all have a good weekend partying in leeds:dance: _party_ :T
    PROUD TO BE DEALING WITH MY DEBT NERD #869
    Numpty,Not sure why but I'm crying :o . Of all the peeps on this board you're the kindest & most supportive of all & I'm :mad: & :( for you all at the same time . Wish I was there to give you a big :grouphug: & emergency hobnobs
    xx
    DFD 5/1/16
  • Sea78
    Sea78 Posts: 6,185 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    Hope you have a lovely time :)

    Sea xx
    CCCS DMP:Feb 07
    Total:£37,016.47 now £0 DEBT FREE FEB 14

    2022 Decluttering Campaign 49/1011
  • tigtag02
    tigtag02 Posts: 6,857 Forumite
    Part of the Furniture Combo Breaker
    Thanks NM & Sea

    Are you both coming to the *official* Leeds meet?
    :heartpuls baby no3 due 16th November :heartpuls
    TEAM YELLOW
    DFD 16/6/10
    "Shut your gob! Or I'll come round your houses and stamp on all your toys" The ONE, the ONLY, the LEGENDARY Gene Hunt :heart2:
  • Numpty_Monkey
    Numpty_Monkey Posts: 14,196 Forumite
    10,000 Posts Combo Breaker
    tigtag02 wrote: »
    Thanks NM & Sea

    Are you both coming to the *official* Leeds meet?

    i guess so :confused: i was the numpty that suggested it
    but i don't want to organise it:o
    something about p1ssups and brewerys spring to mind:whistle: :confused:
    PROUD TO BE DEALING WITH MY DEBT NERD #869
    Numpty,Not sure why but I'm crying :o . Of all the peeps on this board you're the kindest & most supportive of all & I'm :mad: & :( for you all at the same time . Wish I was there to give you a big :grouphug: & emergency hobnobs
    xx
    DFD 5/1/16
  • Sea78
    Sea78 Posts: 6,185 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    Yes - def :) Looking froward to it :)

    Sea xx
    CCCS DMP:Feb 07
    Total:£37,016.47 now £0 DEBT FREE FEB 14

    2022 Decluttering Campaign 49/1011
  • tigtag02
    tigtag02 Posts: 6,857 Forumite
    Part of the Furniture Combo Breaker
    i guess so :confused: i was the numpty that suggested it
    but i don't want to organise it:o
    something about p1ssups and brewerys spring to mind:whistle: :confused:

    Dont be silly ~ we can all organise it together :D
    :heartpuls baby no3 due 16th November :heartpuls
    TEAM YELLOW
    DFD 16/6/10
    "Shut your gob! Or I'll come round your houses and stamp on all your toys" The ONE, the ONLY, the LEGENDARY Gene Hunt :heart2:
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