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I'm not a DFW - I'm a DDW!

Hi there, I've been a lurker for some time, and have recently started posting a bit.

Although I'm not a DFW I think of myself as a DDW Debt Don't Wannabee!

I realise that I'm SO very lucky that I have got this far in life without debt. I've never had loads of money I've just never spent more that I've had.
Having read lots of the stories on here - with a bit of tough luck and unfortunate circumstances debt could happen to anyone.

I hope that no-one sees me as a fraud. I have been using a lot of the hints and tips and these have helped to keep me free of debt.

I guess I just wanted to say a big thank you to everyone who offers advice, I personally find it most useful and think a lot of it is relevant to everyone whether in debt or not. If it wasn't for you lot I would never have discovered the joys of 'free money' from Quidco, Pigsback etc...

Thank you
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