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help got to sort mortage out asap

i thought that my fixed rated would be up in july but just got letter from standard life saying it ends on end of april.

i phoned them and was offered fixed : 5 years at 6.35% payments £905.02
10 at 6.14% £887.79 with fees of £499
at the momemt i am paying £837 @5.5%

i went onto a few other sites and they seem to be more expensive or offer the same but with higher fees

is there a site out there that will show me all the companies that do remotages

Comments

  • allan673
    allan673 Posts: 1,213 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    the rates your quoting are really expensive and un-competitive, i would re-mortgage
    ive just sorted mine out, i shopped around and did loads of homework - but no one could beat first directs mortgage products.
    they dont use brokers, if your interested you have to go directly through them.
    they do a 5 year fix at 5.29%, or a 10 year fix at 5.49%

    http://www.firstdirect.com/mortgages/rates.shtml
    so if you fixed for 10 years with first direct the payments would be the same as what your paying now.

    also look at moneyfacts, and moneysupermarket
  • herbiesjp
    herbiesjp Posts: 8,499 Forumite
    You can try moneyfacts - they are quite good

    You should be able to find better
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
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