Just canceled 4 cards :D

chrisvenn

Thanks for all the messages guys

Yes it felt so good yesterday calling them up and canceling the cards.

Im moving my last card onto a 0% card today so no more interest on that and fingers crossed should start to see that go down

robnye

i like shredding mine...................... and sending the remains back with a letter cancelling the account.... tee hee :rotfl:

ms_london

Excellent.!!!

I dont have ANY credit available to me, and have learnt to live without it. Thats the best feeling. I couldnt imagine spending above my means anymore.

Keep up the good work.

Ms_London

Bargainloverbec

I have 2 credit cards for emergencies but to avoid temptation I keep them in the loft.

The hassle of getting the ladder out of the shed, climbing up and finding them FAR outweighs any short lived enjoyment of shopping!!

chrisvenn

rnshon wrote:

I have 2 credit cards for emergencies but to avoid temptation I keep them in the loft.

The hassle of getting the ladder out of the shed, climbing up and finding them FAR outweighs any short lived enjoyment of shopping!!

haha i like that

Amie_007

I too have decided I have to cancel the credit cards and give the plastic the old heave ho as I really find it hard to resist spending on them.

I have just this afternoon resisted the urge to buy 2 new pairs of boots (both exactly the same but in different colours) and I feel mega pleased with myself that I put them both down and walked out of Top Shop. That is not something I can usually do, so I am learning - slowly but surely, I'm learning!!

chrisvenn

Also just got enough cash to pay off my personal loan early this morning so one credit card left and im debt free

Im so pleased with myself.

But as soon as im debt free i gotta start saving for a deposit on a house for me and the girlfriend so i wont be debt free for long lol