We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Statutory demand for £284?

May
May Posts: 170 Forumite
in Debt-free wannabe
Hello everyone.

Can someone advise on what to do with a SD for £284?

I don;t deny the debt, it was only passed to a DCA a week ago and now i have received an SD. The original debt was for £219 with an £15 admin fee and solicitors costs of £50.

I have no problem in paying this back but didn't think an SD could be issued for this amount. The SD has come from Northampton Courts.

Many thanks

Comments

  • CCCS_Sarah
    CCCS_Sarah Posts: 1,555 Organisation Representative
    Hi May,

    Is this definitely a Statutory Demand? To issue a Statutory Demand your debt has to exceed £750. Northampton County Court is the bulk centre for County Count Judgments. The way to check is: there should be a code in the bottom left hand corner of the forms. If they are County Court Claim forms it will have N1.
    I am a Debt Counsellor that works for the CCCS and have specific permission from Martin, to post on these boards to try and help those in debt. Read more information on the CCCS and what it does in the Debt Problems: What to do and where to get help article.

    CCCS is a registered charity, and there is no charge whatsoever for any of the services we provide to our clients. We take great pride in offering first class help and advice, but we only offer this where we have been able to fully explore and understand your circumstances with you. We want to help you understand these choices and their possible implications but not make them for you.
  • May
    May Posts: 170 Forumite
    Hi there.

    In the bottom left there is the code N1 CPC claim form (04/06)

    There are also forms included N9 Response Pack form.
  • CCCS_Matthew
    CCCS_Matthew Posts: 922 Organisation Representative
    Part of the Furniture Combo Breaker
    Hi May,

    The document that you have recieved is a County Court Judgement (CCJ) and not a Statutory Demand.

    If you are admitting to the claim, the you need to fill in the admission form (N9A) within 14 days of recieving the documents and send it back to the given the address. You have the opportunity of offering payment back in installments based on your income and expenditure, or you can pay the debt off in full if you can afford to do so.

    Hope this helps,
    CCCS
    I am a Debt Counsellor that works for the CCCS and have specific permission from Martin, to post on these boards to try and help those in debt. Read more information on the CCCS and what it does in the Debt Problems: What to do and where to get help article.

    CCCS is a registered charity, and there is no charge whatsoever for any of the services we provide to our clients. We take great pride in offering first class help and advice, but we only offer this where we have been able to fully explore and understand your circumstances with you. We want to help you understand these choices and their possible implications but not make them for you.
  • fermi
    fermi Posts: 40,542 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Rampant Recycler
    CCCS_Matthew wrote: »
    The document that you have recieved is a County Court Judgement (CCJ) and not a Statutory Demand.

    Looks like this (when blank):

    n1image.gif

    While a statutory demand looks like this:

    http://www.insolvency.gov.uk/pdfs/forms/6-1.pdf (sorry no image, just pdf)
    Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB

    IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed
  • May
    May Posts: 170 Forumite
    Hi there.

    Thanks for the advice. I thought ccj came after the SD.

    I shall contact the company and take it from there. Thanks again

    m
This discussion has been closed.
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354.1K Banking & Borrowing
  • 254.3K Reduce Debt & Boost Income
  • 455.3K Spending & Discounts
  • 247.1K Work, Benefits & Business
  • 603.7K Mortgages, Homes & Bills
  • 178.3K Life & Family
  • 261.2K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.
Update Your Picture