We'd like to remind Forumites to please avoid political debate on the Forum. This is to keep it a safe and useful space for MoneySaving discussions. Threads that are - or become - political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

Need advice re getting a loan

ella2ethan1
ella2ethan1 Posts: 191 Forumite
Part of the Furniture Combo Breaker
in Loans
Hiya I have just applied for a loan and was turned down :mad: I have checked my credit score as :money: advice and it looks ok to me so!

Do they still count a setled defult 3 years after it was settled as that is the only bad thing on there?

Or is it because I am now only p/t and earn £10,000.00 a year now they think I cant repay it?? am so peeved I dont know what to do as I have a mortgage but am now p/t instead of f/t so thats why the 10 grand and hubby has bad credit so he cant get a loan and they dont count his wages :mad: :mad:

And if I went to my mortgage company would they give me any more now I am on less money? I was thinking of extending the mortgage time to get more added on iyswim

Can anyone help me please

Sarah x

ps the loan is for 6,000 we need
This discussion has been closed.
★ ★ ★ Meet your Ambassadors

Categories

  • All Categories
  • 347.8K Banking & Borrowing
  • 251.9K Reduce Debt & Boost Income
  • 452.2K Spending & Discounts
  • 240.1K Work, Benefits & Business
  • 616.3K Mortgages, Homes & Bills
  • 175.4K Life & Family
  • 253.5K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 15.1K Coronavirus Support Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.
Update Your Picture