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Been a complete idiot!!
bintie22
Posts: 101 Forumite
Oh Gawd!!
I've done something really, really stoopid!
My car died at the end of last year, beyond repair. A friend of a friend leant us a car to use til we could get the money together to get another one, which we did - last month. He didn't need this vehicle as he'd got another and was going to sell it, so we got ourselves insured on it and used it.
I phoned my insurance company once i'd bought another car, and told them of the new car details and they switched the insurance over to the new vehicle. In the meantime, the owner moved house and changed his number when he went. We parked his car on the drive, out of use, til we traced him this week.
Decided to return it this week as we now had his address, but....it got stolen last night!
We have no insurance for it, neither does he! I think we were totally responsible for it as it was in our care. But why is it, every time you think you're getting one teeny-weeny step ahead, someone sh*ts in your teapot!
I know....only ourselves to blame - GRRRR :mad:
I've done something really, really stoopid!
My car died at the end of last year, beyond repair. A friend of a friend leant us a car to use til we could get the money together to get another one, which we did - last month. He didn't need this vehicle as he'd got another and was going to sell it, so we got ourselves insured on it and used it.
I phoned my insurance company once i'd bought another car, and told them of the new car details and they switched the insurance over to the new vehicle. In the meantime, the owner moved house and changed his number when he went. We parked his car on the drive, out of use, til we traced him this week.
Decided to return it this week as we now had his address, but....it got stolen last night!
We have no insurance for it, neither does he! I think we were totally responsible for it as it was in our care. But why is it, every time you think you're getting one teeny-weeny step ahead, someone sh*ts in your teapot!
I know....only ourselves to blame - GRRRR :mad:
1st 7lb off, 1st 7lb to go! 27/06/08
and about £20k to go to!!!
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Comments
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I'm not too hot on insurance but I thought you could only hold an insurance policy for a car you owned! :think:
If you're insured fully comp then you are normally insured to drive other peoples cars but should it be stolen while in your 'possesion' it should still come down to the owners insurance.
Were you officialy recognised as owning the car? :think:0 -
Sorry but he shouldnt have left you to trace him, had he been in touch the car would have been back with him, he only has himself to blame, IMO.0
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Oh heck! I'm not sure, other half sorted out the insurance, but i know we never officially registered car in our name with DVLA - i've probably done a double-whammy! I think we've just made a big !!!! up!1st 7lb off, 1st 7lb to go! 27/06/08and about £20k to go to!!!0
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Oh heck! I'm not sure, other half sorted out the insurance, but i know we never officially registered car in our name with DVLA - i've probably done a double-whammy! I think we've just made a big !!!! up!
Well what I'm trying to say is you might not legally be responsible for the car and it's down to the owner to ensure it's insured. :undecided
You might be better off posting this in the insurances board as they'll be more knowledgable people there.
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Just Pmd you bintite0
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