Fighting going BR, maybe, just maybe........taxi!!!

JPS29

Hi All,

Firstly thanks to everyone for their help and positive comments when I first posted. You genuinely did share the load.

Right!!

I have accepted Company is ti ts up and have decided to let the VAT man wind it up at his expense. Also resigned to the fact company B will be a casualty and so will the property in its name, but, hey ho, what can you do.
(To those of you that this means nothing to see my other post "need to get this off my chest")

After mulling through the DFW posts on here I had an inspirational moment (thanks to busy today mate and taxi73)
I am used to extremely long hours and traveling the width and breadth of the country from setting up my own business. I also don't think i would fit in with a "regular" job after being my own boss for so long.

So..........:idea:

I have decided that i may be able to avoid going BR by becoming a private hire taxi driver:j :j :j

I know a lot of people will read this and think I am mad but the way i see it is if I put myself into this 110% I then don't have to worry about losing my main house and property B, Also none of this buying out BI nonsense.

The money I do have I plan to put down £5k on a brand new car. I have rang today and had the finance approved, so i can either go for a Skoda Superb @£227 per month over 4 years after deposit OR a Skoda Octavia at roughly £75 pcm less. Any thoughts re which car most appreciated. Both brand new btw.

I decided against settling/hiring as i want to be in full control of the hours i work and not pay extortionate rates. Also as this is going to be my new second home I want to make sure I chose it:p

As long as I can clear in excess of £500 per week we SHOULD be okay. Now in the meantime we may be late on a few payments here and there but i am going to give priority to my mortgage, council tax and utilities as these are the main ones, I will then swap between which ones i am late paying of the others, making sure that each account is never more than one month behind (hope that makes sense, trying not to get defaults)

As I don't drink I can do all the late nights going, as this seems to be where the money is.

This way my credit rating might take a dip BUT I don;t think it will be half as bad as BR or IVA.

The main fly in the ointment id the TAX man who I currently owe £14530.32 to. Tried ringing them today but gave up after an hour. Want to tell them how it is, these are my plans, give me some space and i will pay you something in a couple of months, then regular amounts( he says sticking chest out feeling hard knowing full well it will be more like, "Mr Tax man, please can I......":rotfl: :rotfl: )

So you all don't think this is a flash in the pan i have already applied to my local licensing dept who are sending me out the relevant forms etc, and i have left messages for the training company ( I have to do a btec in taxi-ing apparently?) to ring me back to discuss the next available course, and spoke to the finance company whilst my credit is still good:cool: re the car I will get.

Well, thats that, I feel like there may, just may, be light at the end of the tunnel, hard work no doubt, but I will give it 110 percent. I'm not going BR without a fight first:D

Anyone have any thoughts/advice re this (taxi drivers most welcome:whistle:

bank_of_slate

Hi Brown stuff (you mean chocolate sauce, right?)
GO INTO THE LIGHT! (at the end of that tunnel I mean)
It's great to hear you talking so positively!
Start a diary, we'll follow and support you all the way!
...Linda xx

JPS29

Hi Linda,

I will definitely start a diary off when I hear what the tax man says tomorrow, It all hinges on him.:eek: :eek:

Thanks for your support, where would we all be without this site

oscar52

Never hear dof a BTEC for a taxi driver!!! just need to apply to council for a badge - which I think needs to be signed by "someone official" ie police officer who can vouch for you.

As for the car, I would go with the Octavia (preferably diesel)

JPS29

Afraid so mate, new rule I think...........


Merseyside Driver Training Programme - All new applicants (including licenced drivers who have allowed their licence to expire) will be required to undertake and successfully complete an accredited driver training programme. Further details can be obtained from Merseylearn by telephoning 0151-330-xxxx. A fee may be invloved.

When I phoned them the girl on the phones mentioned that its a btec...

oscar52

fair enough

busy_today_mate

Replied to your pm mate. Hope it helps.

JPS29

Got it mate, cheers.:beer:
Just replied

bank_of_slate

Hi brown stuff
What did the tax man say then?
...Linda xx

JPS29

Hi Linda,

Thanks for asking. It's on the other thread on BR and living with it. "need to get this off my chest"

Will prob close these threads down and start a diary methinks to avoid confusion.

Cheers

bank_of_slate

Will have a beak now

You like my new avatar?
...Linda xx