abbey national court judgement threat

blokes2

hi guys,
i need some advice if possible, i am currently on a debt management plant with all my credit cards which i set up myself via advice from pay plan, i pay 5.00 a month. Abbey however now want 30.00 minimum a month, i started paying them 24 pound early last year as i had had no advice at that point and just agreed the figure. i stopped paying in september as they would take nothing less . i told them it was not fair on my other creditors to pay them more!
today they told me that if i did not accept they could apply for a court judgement, i am just concerned about this as it would mess up all my hard work over the last year and until my circumstances change i can afford the current 5.00 a month.
i have another mbna card which was eventually passed on to LINK debt collectors. they have agreed on the 5.00 a month. i am thinking that if i donot pay abbey they might pass this on to link to and i can negociate with them. Its just the court judgement im concerned about.
has anyone else been in this situation with ABBEY?

sorry about the long story but i need advice before i call them

thanks

AmIdone4?

Hi blokes2 ,

Someone with specific experience will be along soon I'm sure, but, obvious question may be, have you offered abbey the reduced £5.00 per month?

Cheers