Fees again!!

makingendsmeet_2

Ok I still havn't got a great deal saved towards these £500 fees that I need. I now owe the council £175 from last years council tax, I have heard that as its last years I can include this in my bankruptcy. Is that right???

Good news is I finally have offical custody of my 3 year old son, although I have been paying for him and getting no benifits since January my ex wife has finally decided to sign offical custody and benifit over to me. Having looked on "entitledto" I will now receive "child tax credit" as a single parent. Am i correct in thinking that if I receive this then I will get the £300 court fee wavied?? If this is the case I may aswell hold out until it comes through to save myself the pain of trying to find the £300. Also its been over 6 months since my creditors received even a token payment and I still don't have a CCJ and in all fairness they probably only phone me once a month!! So even if it takes me 6 weeks now to declare bankruptcy, they will have miss the boat won't they??

lookingforhelp_2

Hi,
Great news about your son:j
The court fee was £150 at my court.(and may get waivered if you are on low income) The fee for OR is £335 i believe you have to pay this.
Hope this helps a little.
Take Care
Sarah

philnicandamy

Council tax arrears up to the date of bankruptcy is included in the BR.
Here we go.

http://www.insolvency.gov.uk/freedom...art6/part6.htm

Fees exemptions here
it's the form for the remission of the court fees of £150...you would still have to pay the £335 OR fee as there are NO exemptions from this no matter what your circumstances

http://www.hmcourts-service.gov.uk/c...orms/ex160.pdf (exemption form)
http://www.hmcourts-service.gov.uk/c...rms/ex160a.pdf (Guidance form)

makingendsmeet_2

oh well. Good and bad news.. £150 is better than a poke in the eye with a sharp stick.. And the council tax is brillant news... Is there a sting in the tail maybe were you can no longer pay c.tax monthly after you have declared some of it in bankruptcy????

skylight

You wont get a waiver just because of getting child benefit. There are other benefits or on a low income - you'll have to work it out using the guidelines on the above post.

Don't worry about your creditors at this stage. If you do get court forms for a CCJ then just defend them stating you are planning on going BR. They may or may not stop the action. But if the worts happens and you get a CCJ, it is included in BR anyway - so you do not continue to pay a CCJ once BR. Its also doubtful that your creditors will get their act together so quickly anyway (but you never know)!

Congratulations on sorting things out with your child! I speak from experience when I know how heartbreaking these cases can be. You have to be the one to claim Child Benefit and Child Tax Credit (different claims) no-one else can do this, and your ex-wife does not "transfer" this. You must make a new claim. Depending on your income and status, you may also be able to get housing/council tax benefit.

Best of luck!