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Getting a loan with no history?

donmonster
donmonster Posts: 33 Forumite
Hi can anyone help? I have a friend who is trying to get a £5000 loan. She has no credit cards, and no other loans, earns £30k per year so can afford the payments.

The thing is she has absolutely no Credit history at her address and believes this is why she is getting rejected. She has her credit report which is fine - nothing on it - so the thing is what can she do?

She has applied online and it just gets rejected and has applied before for credit cards same thing. She does not want to have lots of 'searches' coming up against her name.

Does anyone have any idea how she can get this loan please?

Thanks in advance.
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