ok here goes new i and e thoughts please!!

debtsucks

hi everyone

i am just working through i and e for DH forms

here is a revised one!!


just thought i would add we are a family of four (2 adults and 2 children)


INCOME

2185 (hubby wages
120 (family allowance)

no wftc (as when he was self employed he was SUPPOSED to be earning good money, so never applied for it, not sure if we can now though with hubby going BR soon??? I DONT WORK, 2 YOUNG CHILDREN AND NO FAMILY NEAR FOR SUPPORT WE HAVE 2 CARS I HAVE A BANGOR AND HUBBYS NOT MUCH BETTER , THATS WHY YOU WILL SEE 2 LOTS OF CAR TEXT, INSURANCE, MY CAR IS NEEDED FOR CHILDRENS SCHOOLING AND ACTIVITIES

HUBBY WORKS 12 HOUR DAYS AND NEEDS CAR FOR WORK

OUTGOINGS

BT PHONE 30.00
MORTGAGE 836.00
CAR TAX X2 20.00
HAIR (FOUR OF US) 20.00
DENTIST 10.00
PRESCRIPTION 6.00
SWIMMING LESSONS 40.00 (PER MONTH FOR 2 CHILDREN)
XMAS 20.00
SCHOOL DINNERS 60.00 (15 PER WEEK FOR 2 CHILDREN)
PETROL (FOR 2) 180.00
CLOTHING 100.00 (FOR FOUR OS US)
FOOD 450.00
WATER 30.00
TV 11.00
INTERNET 18.00
MOBILE(HUBBY WORK) 30.00
GAS AND ELECTRIC 83.OO
CAR INSURANCE MINE 39.00
CAR INSURANCE HIS 37.00
HOUSE INSURANCE 20.11
COUNCIL TAX 111.00
DRY CLEANING (DH JOB ) 10.00
REPAIRS MAINTENANCE
FOR BOTH CARS 40.00


TOTAL OUTGOINGS 2201

ANY IDEAS, DOES EVERYTHING LOOK OK?????

dalip

Dont know how to do the jazzy quote thing but hair you are allowed £10 per adult and £3 per child. They will not allow internet unless dh needs it for work. The h/k could go up a little. Dentist and perscriptions could go up a little(i think:o )what about opticians?.I would say add more on for xmas and also clothes.Gas and electric seems a little low.Do you have pets as they sometimes allow £20 for pets.Hope i got that all right,if not one of the experts will soon put me right;) .Dalip

debtsucks

dalip wrote: »

Dont know how to do the jazzy quote thing but hair you are allowed £10 per adult and £3 per child. They will not allow internet unless dh needs it for work. The h/k could go up a little. Dentist and perscriptions could go up a little(i think:o )what about opticians?.I would say add more on for xmas and also clothes.Gas and electric seems a little low.Do you have pets as they sometimes allow £20 for pets.Hope i got that all right,if not one of the experts will soon put me right;) .Dalip

hi thanks for your reply, my hubby does not religously use it for work purposes, however my eldest uses it a lot for her school projects, surely i would be allowed it for this reason, and if they dont allow it surely they dont take my pc away......do they???:cool:

scaredwitless32

When I did my OH I/E I lumped the BT landline, internet and mobiles all into one, never listed the internet provider etc, and just claimed £65.00 and that was allowed. I never mentioned our pc at all. :rolleyes:

debtsucks

scaredwitless32 wrote: »

When I did my OH I/E I lumped the BT landline, internet and mobiles all into one, never listed the internet provider etc, and just claimed £65.00 and that was allowed. I never mentioned our pc at all. :rolleyes:

hi scaredwitless

so when you listed it how did you title it

did you put, bt landline, mobile = £65
or did you put, landline, internet and mobile = 65

cheers

skylight

Tax Credits???????
Let me get this straight. When OR was selfemployed, you assumed that the salary would be good and take you over the threshold for being able to claim - so you never did??
And you are not claiming now???

https://www.entitledto.co.uk At a very very rough estimate (based on figures above) you should be getting about £10pw. It may not be great, but its money. Phone them on Tuesday morning ASAP!!

debtsucks

skylight wrote: »

Tax Credits???????
Let me get this straight. When OR was selfemployed, you assumed that the salary would be good and take you over the threshold for being able to claim - so you never did??
And you are not claiming now???

www.entitledto.co.uk At a very very rough estimate (based on figures above) you should be getting about £10pw. It may not be great, but its money. Phone them on Tuesday morning ASAP!!

hi skylight

his salary was supposed to be too much to be allowed tax credits so did not bother, and a few years ago we owed them some as apparantley they overpaid us , so that was another reason we did not have any.

I was under the impression that we could not apply now as hubby is going br, when i apply do i tell them that or not, really confused now

scaredwitless32

debtsucks wrote: »

hi scaredwitless

so when you listed it how did you title it

did you put, bt landline, mobile = £65
or did you put, landline, internet and mobile = 65

cheers

On the actual BR forms themselves I just lumped all 3 into one and put total of £65.00 in box for 'telephone charges'

debtsucks

scaredwitless32 wrote: »

On the actual BR forms themselves I just lumped all 3 into one and put total of £65.00 in box for 'telephone charges'

thanks scaredwitless thats really helped one of my many questions:j

skylight

Call the Tax Credits. It is based solely on earnings and has nothing whatsoever to do with going BR. It has nothing to do with them so you dont need to tell them anything.

All they need are his wage details. Get together all the information for last tax year (06/07) and this one (07/08). Of course we are right at the end of this tax year, so depending on figures, perhaps it may be better to wait until the new tax year (08/09) as tax credits are mainly based on the previous years income. You will have to guestimate the current years income (and keep it updated if he gets loads of overtime etc as the last thing you need is an overpayment!)

You will need to work out what his income was (before tax) for the years. The amounts need to be accurate, and needs to be split into self employment / benefits (if claimed) and employment. They will also want to know how many hours on average he works.

debtsucks

skylight wrote: »

Call the Tax Credits. It is based solely on earnings and has nothing whatsoever to do with going BR. It has nothing to do with them so you dont need to tell them anything.

All they need are his wage details. Get together all the information for last tax year (06/07) and this one (07/08). Of course we are right at the end of this tax year, so depending on figures, perhaps it may be better to wait until the new tax year (08/09) as tax credits are mainly based on the previous years income. You will have to guestimate the current years income (and keep it updated if he gets loads of overtime etc as the last thing you need is an overpayment!)

You will need to work out what his income was (before tax) for the years. The amounts need to be accurate, and needs to be split into self employment / benefits (if claimed) and employment. They will also want to know how many hours on average he works.

thanks skylight

i will have to ask dh if he has those figures as the company he used to work for is also going insolvent as i type this

what happens if we are allowed something does he let the OR know as br date is mid april so dont know if it will be sorted by then