what will happen?

cant_eat

hello everyone
im new here and need some advice..

a 2nd interview has been arranged by the OR requesting further explanations, i have rang them today as i have to go abroad urgently. They have advised me to phone them later to rearrange. What i need to know is if i dont come back to the UK or dont phone them what will happen?

thanks in advance..

RAS

if that happened, then you would have your second interview whenever you returned to the UK.

cant_eat

thanks RAS, what im worried about is if i dont come back will they come looking for me?

cant_eat

sorry for being impatient! but does anyone know? this is all driving me crazy with worry to the point where ive not eaten all week!

RAS

Nicked from Tiger

CCCS 0800 138 1111 National Debtline 0808 808 4000 Business Debt Line 0800 197 6026 Insolvency Service- 0845 602 9848

cant_eat

thanks.. i know im a complete coward but i just cant bring myself to ring anyone about this, used to be ok but all this has made me really nervous of speaking on the phone! stupid i know..

Anymore info anyone?

tigerfeet2006

I doubt they would have the resources to hunt you down abroad but you need to take advice. Chat to one of the debt charities. They honestly won't judge and will talk you through what is happening.

fermi

cant_eat wrote: »

thanks RAS, what im worried about is if i dont come back will they come looking for me?

Unlikely that anyone would come looking for you.

However if you stop cooperating with the OR then at the very least your discharge from the bankruptcy will be suspended until you do cooperate. Even abroad that may cause you problems.

A second interview is a pain, but it's not normally anything to worry about. Certainly not worth you avoiding at the cost of being permanently bankrupt until you get it sorted.

If you can tell us why you are worried about the second interview then we might be able to help. The worst that could happen because of it is getting a BRU/O and that's not really anything to be that scared of.

cant_eat

they want me to explain certain transactions on my bank account, these are monies transferred overseas to help my husbands situation(loan sharks). These were loans that i got to help him. My parents also helped and transferred money to my account which i then sent to my husband. credit card expenditiures - mainly when my husband was in UK but not able to work due to visa restrictions, domestic expenditiures etc,, i just feel that they think i have done something wrong as i was told last month that no further action would be taken and reports would go to creditors (which they have), this has made me a bag of nerves, cant eat or relax as always anxious..

fermi

I can understand that you are anxious, and they may well ask you some questions that are a little uncomfortable, but you really should just go ahead with the interview.

In all honesty I don't think that there is anything they could do/say that is worse than all the worry you are putting yourself through. It's likely that they just need to clarify the situation.

I know it's difficult, but it's in your best interests to face it and it's not likely to be anywhere near as bad as you fear.