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Finally: My SOA
Comments
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Nothing wrong with going for a beer wit friends,but £100?! You can't really afford to do this on a regular basis. Maybe have a night out with them once a month for the time being?Debt at LBM(July 1st 07)-£35,053.92 Debt on 1st Anniversary of LBM(July 1st 08)-£33,170.11 (31st January 09)-£32,318.73Paid off so far £2,735.19(7.8%) Average paid off p.m. £143.95 L/H supporter 115 DFD target February 2018 DFD March 2028. PAD(Started 28/12/08) £253.77 £10 a day Feb £110/£280 WEDDING Paid off £1,585.96 Saved Up £925.400
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Hi Itm, Thanks, I am with T-Mobile, its a too high tariff and I dont use all the mins I am entitled to. I can change it from June, I'm thinking I might get a payg to keep the number and use my works phone.
I go out with friends at the most once a month, it's rare to go to the pub and not spend £30, add that to cricket, football and maybe a night at the cinema its £100. Point taken about not being able to afford it, prehaps I just have to decide whats most important to me and cut it in half.
Thanks for looking and your comments.0 -
I know what you mean about spending £30 down the boozer. My mate has asked me to go out for a beer & i'm still trying to think of an excuse not to go! Spent quite a bit last week on going for a family meal & a few beers & just can't do it week in week out anymore. We all have to leave a little aside to have a bit of a life,but just have to accept that we can't do things that we want to as regularly as we'd like to. All the best.Debt at LBM(July 1st 07)-£35,053.92 Debt on 1st Anniversary of LBM(July 1st 08)-£33,170.11 (31st January 09)-£32,318.73Paid off so far £2,735.19(7.8%) Average paid off p.m. £143.95 L/H supporter 115 DFD target February 2018 DFD March 2028. PAD(Started 28/12/08) £253.77 £10 a day Feb £110/£280 WEDDING Paid off £1,585.96 Saved Up £925.400
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