now my DD's are cancelled..

jono_1uk

i will start getting the phone calls .
so if i said HSBC , CAHOOT CITI MINT and BLACKHORSE are my creditors ..
anyone know who are the real mytherers out of this lot ?

gettingitsorted

Hi jono

black horse can be persistant if anything dont have experiance of the others though

GIS

peachyprice

HSBC are absolute ba!!!!!!s, they will phone you contsantly, around 20 times a day, from 8am to 9pm, weekends included. Mint aren't so bad. The others I have no experience of.

HTH

dodecanese

Hi Jono,

HSBC/First Direct were my bank ( also mort provider) but they didnt know till yesterday when they froze my account. I had a £2k ovefdraft but no other credit- so they were ok(well, they were nice on the phone even saying "do you mind if we withdraw your facilities"?..erm no, dont think the OR would be too happy if I carried on using the card/cheque book somehow). I understand they can be quite persistant though.

Black Horse- I cancelled DD and it took them a while to catch on- they didnt write/call till I missed the second. They were, however, quick to send a default letter and threaten me with court once they woke up to the fact they hadnt been paid.
It seems to take 3 to 4 months before anything serious-CCJ wise- happens. I unplugged the phone- a bit wimpish yes- but I was in enough turmoil dealing with bankruptcy without being harangued by some snotty collections dept worker.

jono_1uk

hsbc payment is due out on april 1st....
if all goes well i go br the day before !!!