Creditors very quiet

dodecanese

Hello,
Since going bankrupt on Monday I finally plugged my phone back in ( Im a bit of a wimp regarding creditor calls ) - and Ive NO contact whatsoever from creds. did send a token payment earlier this month alomg with CCCS budget ( showing 0 surplus ).
Before I went BR I was absolutely bombarded with calls- now- nothing. Is this normal?? They cant know Im BR yet- so can only assume theyve accepted the £1 payments. Even MBNA who called 10+ times a day have quitenned down.
I know they cant do anything now Im BR but for some strange reason Im worried about getting CCJ papers.
Interestingly- Egg, who I owe £10k+ sent me a really nice letter accepting my £1 payments ( before I went BR)- whearas La Redoute catelogue with a balance of £350 have rejected my offer and passed the debt on to the charmingly named "Droyds" debt collectors.

Also called my bank First Direct today( £2k overdraft included in bankruptcy) - they were so NICE. I cancelled all DDs etc- and even the credit servs rep said "keep your chin up, worse things have happened".
It just seems strange- after being chased/shouted at for so long.

So_Sad_Angel

Hi,

Interestlingly I took call from Barclays re OH none payment of 2 months Barclaycard bill who, when I mentioned that advice had been sought, were very understanding & said they had marked my comments & could we update `as & when` which I thought was very reassuring....better that `terrorists` at MBNA & HSBC who I felt were quite strong in attitude!!!

Ange x

FeelingLow

i know the feeling, i was being called up to 30 times a day on my mobile, i never answered them but all of a sudden the calls have stopped, i almost want to ring them & ask if they dont love me anymore as i miss their calls lol

seriously though for me its a bit weight lifted!

empty_wallet_2

The post has been very boring this week, i've had no chasing letters at all. Barclaycard are still calling everyday, Lloyds tsb haven't been in contact since i sent them a copy of my BR order a couple of weeks ago.

Waspeze

Went bankrupt on monday as well and spoke to two of my creditors, one I hadn't spoken to before for a two year old debt and they were both really pleasant when i told them my situation, makes a change from the threatening calls .. the other two, one i had a ccj which was supposed to start on the 1st haven't called yet which is a bit surprising!