New IPAQ form

dalip

I hope i catch you all before you goo off for easter:EasterBun

As some of you already know i changed jobs recently and now have to fill in a new IPOQ form. When i went bc i could not be bothered to open a new bank account so i just use hubbys:o . We pay both our wages in and just pay bills as and when they arrive. We both worked together before and do again now. We have both taken a slight drop in wages in order to get away from the slave trade! When i filled in my last IPAQ i did not put down any thing such as car insurance/tax as we had a company vechicle, so when we left our last employer we had to buy a car. Even though i can not drive can i put down these expenses?. So much has changed since i last did my IPAQ that we are now struggling to pay the £50 pm IPA i have. Should i include a cover note explaining the change(not just the job)or just fill it in and hope for the best?.
Also when i worked out my water rates last time i calculated them wrong.:eek: This year they are £28 pm and on my last IPAQ i put £38. I do not want to tell lies but should i come clean and hope he does not take an extra tenner off me for that last 3 mths! Help.

Oh by the way could not wait for easter so i could put that bunny on!!!!
Dalip

fermi

If the use of the car is for your own or shared needs then it might be worth putting the expenses down. But explain very clearly why. State that you are now struggling on the IPA. The worst they can do is exclude them.

The water rates is an honest mistake, so I wouldn't be concerned about it.

dalip

Thanks fermi
Had my first full wks wage this wk and although it looks like my wages are higher than old job that will change in april with the new tax year. I was only part time until oct last year so the tax that is being taken is low, but once the new tax year kicks in it will rise to the point of my take home pay being less than before.All very confusing!
The car gets us to work and back but i was only £18 over the IPA threshold anyway but with the rise in rent/rates ect that may well get eaten up so may not need to mention car. Just wondered if the need arose whether i could include it. The only other thing i could do is up my ess travel expenses. On my last IPAQ i put £44 a mth but again may not need to. Anyway enough of the waffling. Thanks Again and happy easter.