ISA's Available to NI Customers.

former_student

I was disappointed to learn that due to the fact I don't live close to a Lloyds TSB bank, I am subsequently unable to setup an ISA with them. Their existing ISA pays 6.5% interest and allows transfers of over £9000.

My question is what good ISA's are available in NI?, I have one with Northern that pays a lowly 5.5%, surely there is something better out there. Incidentally I want to transfer my existing ISA into any new ISA that I may open.

Thanks in advance.

Robothell

Err.....do you mean other than those listed on MSE?

There is now Barclays in NI (they have done away with the Woolwich) - they do a 6.5% ISA but you can't transfer other years into it.

Nomad25

I went to a Woolwich office [now reliveried as Barclays] last year to get my Barclays ISA. They currently seem to offer the best rate for new money. Nationwide are available in NI. They do a FIXED rate of 6.15% and you can transfer in as many as you want.

talksalot81

Or one could move to ulster bank. The rate is low (about 5%) but you get a 1% credit (in your current account) of the balance of the ISA. So you could transfer in, get your 1% and then transfer back out.

36square

If they're giving 1% back they've been keeping quiet about it. I have an Ulster Bank current account and they haven't told me. And their rates are nowhere near 5% unless you've got £15,000 to put in.

talksalot81

36square wrote: »

If they're giving 1% back they've been keeping quiet about it. I have an Ulster Bank current account and they haven't told me. And their rates are nowhere near 5% unless you've got £15,000 to put in.

I guarantee it to be true, just go into branch and it says so on the banners. I admit you need a good balance to get anywhere near an acceptable rate.