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Remortgage issue

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Comments

  • I've tried approaching many places but the adverse credit seems to be a stumbling block from word go :0(
    I've finally taken control of my life! No more sleepless nights, ignoring phone calls and storing unopen post!! :j
  • No Beecher, I just don't want to be with NR any more!!!!
    I've finally taken control of my life! No more sleepless nights, ignoring phone calls and storing unopen post!! :j
  • herbiesjp
    herbiesjp Posts: 8,499 Forumite
    Have you been letting the lenders credit check you everytime? If so how many lenders have credit checked you?
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • only Abbey and Halifax under Birmingham Midshire.
    I've finally taken control of my life! No more sleepless nights, ignoring phone calls and storing unopen post!! :j
  • herbiesjp
    herbiesjp Posts: 8,499 Forumite
    Ok - so no damage on that front then
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • How much would be damage? On my credit report it is marked as bad as I have very few recent searches on it! (through checkmyfile)
    I've finally taken control of my life! No more sleepless nights, ignoring phone calls and storing unopen post!! :j
  • herbiesjp
    herbiesjp Posts: 8,499 Forumite
    Searches into double figures would not be good

    I would get in contact with a professional, as you would need them to look at your credit file and find a high street lender/rates for you

    If you approach the wrong lenders, it could start to harm your credit file with too many searches
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • beckylou77
    beckylou77 Posts: 28 Forumite
    Only showing 2 on one agency and none on the other two!
    I've finally taken control of my life! No more sleepless nights, ignoring phone calls and storing unopen post!! :j
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