Tuesday 18/03/08 What small dfw ting have you done today???

sophiesmum_2

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free.

Examples could be charging your phone up at work instead of at home to save your electricity, hanging the washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.

Today I have /will

• Checked online banking -
• Done clicks
• Make storecupboard lunch
• Make bread in breadmaker
• Use up the pork from Sunday tea at teatime, may chuck something in slowcooker.
• My dehydrator has finally arrived so need to experiment - have some bananas to use up:D

Have a good day everyone, catch up with you all later:D

payingfornowt

- Checked online banking.
- 28p Spend in total for chewing gum.
- Will eat lunch in work canteen (free food).
- Will go running after work (free entertainment).
- Will eat some leftovers from OH's cooking for tea.
- Will call bank from saynoto0870 number using free (already paid for!) minuites on mobile.

claireabelle_2

Morning sophiesmum and everyone :hello:
Today I have checked my online banking, my lovely mum transferred me some money to book family flights and told me to keep the change (£46 :eek: ) so that should pay for a fun easter/birthday weekend! I have paid about £1800 off my debts this month so not feeling too bad about treating myself...
I have checked for mystery shops too, nothing yet... and brought in breakfast from home. Will have to have lunch out as we have a new trainee starting and it's tradition, but will see if I can wangle a contribution from her manager
See you later!
Claire

Cleosmum

Checked banking
Walked to school with kids
Just about to slowcooker something for dinner
Later will walk to school via a friends for a cuppa
Waiting for DHL to collect an ebay parcel
Check banking again, have a funny feeling.....
NSD!
Settle down tonight with my OU stuff, in bed so that I can turn the heating off early.

bank_of_slate

I have ordered Scrubs series 3 for FREE courtesy of my CD wow voucher earned from Toluna points!
...Linda xx

Cleosmum

I have just joined toluna, not bad though takes ages for it all to load and the spelling on the site is awful lol. Think Im on about 2000 points.

bank_of_slate

Cleosmum wrote: »

I have just joined toluna, not bad though takes ages for it all to load and the spelling on the site is awful lol. Think Im on about 2000 points.

Stick with it Cleo's Mum,
keep logging on to do the sponsored polls, make sure your profile is up to date for an extra 2000 points I think it was...and register every month to test items. I've had a couple to test, the surveys can be frustrating when it kicks you out after doing half the thing but my points seem to add up pretty quick.

I just cashed a voucher in Feb and I'm already back up to 7000 points.
Valued opinions seem better for surveys that don't kick you out, I'm up to £11 on there now
...Linda xx

shoeaddict

Hi guys!

Today I have/will

*check online banking
*put extra jumper and socks on to keep heating off!
*will make some bread later
*will make storecupboard dinner (spag bol, mmmmm)
*will look for ways to increase freelance earnings
*will list some more bits n'bobs on ebay
*will resist phoning best mate until later, when free evening calls kick in

Have a good one everybody

dotstar24

Checked online banking
Walked to work and will walk home again
finish off the chicken i cooked last night with some pasta and pesto. (YUM)
will try to resist buying beer for the evening.:o

bank_of_slate

dotstar24 wrote: »

will try to resist buying beer for the evening.:o

You've got to have SOME treats!
I get the really cheap little bottles of french beer from Mossies and 2 for 1 lemonade to make shandy - refreshing and lasts longer!
...Linda xx

Lorne

I've just gone through my DD's and reduced my monthly outgoings by £86.97 - thought that my monthly expenditure was as low as it could go but Martin's Direct Debit D-Day prompted me to look again - I've just saved £1043.64 a year by a few phonecalls, took about 20 mimutes. Definitely worth a shot!

A very happy Lorna x