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The time is near!

Just had a letter from my pension company telling me that the time is near to my selected benefit day July 2008.
I know there has not been a lot of contributions gone in over the past few years and don't expect big payments, they have offered four options in the letter and the fourth one is a triviality option for funds less than £16000 I believe mine is just below this sum would I be wise to take the money and how is this done and what are the implications of this.
It does state I don't need to make a decision yet until nearer the date.
I am just over 60 and recently became un-employed with no new job yet! if ever it seems.

Comments

  • EdInvestor
    EdInvestor Posts: 15,749 Forumite
    Do you expect to be on pension credit? Have you applied for it?
    Trying to keep it simple...;)
  • gateway260
    gateway260 Posts: 17 Forumite
    Excuse my ignorance what is a pension credit and where do I apply?

    it's OK folks just found all the info on the pension service website will give them a ring!
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