We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Dormant Pension Funds Help

Can anyone answer the following? I have two old personal pension schemes that I no longer pay into. I would like to try and cash them in or failing that can I transfer them to maybe an ISA account or something similiar in order to get to the funds earlier than retirement age. I am now 40. Any advice would be geatly appreciated. :rolleyes:

Comments

  • onejontwo
    onejontwo Posts: 1,089 Forumite
    Part of the Furniture 500 Posts
    I am in the same boat as you, but have decided to leave them as they are still "working" even though I haven't paid in for years.
  • EdInvestor
    EdInvestor Posts: 15,749 Forumite
    Son1ab wrote: »
    Can anyone answer the following? I have two old personal pension schemes that I no longer pay into. I would like to try and cash them in.


    It's not allowed Once you put money in a pension you can't get it out.The max you can access is 25% at age 55.The rest can only be paid out as income.
    Trying to keep it simple...;)
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354.2K Banking & Borrowing
  • 254.3K Reduce Debt & Boost Income
  • 455.3K Spending & Discounts
  • 247.2K Work, Benefits & Business
  • 603.8K Mortgages, Homes & Bills
  • 178.4K Life & Family
  • 261.3K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.