Thursday 13/03/08 What small dfw thing have you done today???

sophiesmum_2

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free.

Examples could be charging your phone up at work instead of at home to save your electricity, hanging the washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.

Today I have /will

• Checked online banking -
• Done clicks
• Make storecupboard meals
• Make bread in breadmaker
• Look out for some bargains at oldies Easter fayre
• Have a low spend day

Have a good day everyone:D

headoutthesand

Well Good morning - can't believe i am 2nd on this list today....

Today I have....

checked online banking
done clicks and comps
checked freecycle for items of interest
reduced some books on amazon
checked ebay listings
done a few surveys - how hard is it to get to the end of a ciao survey now
reminded OH to pay his court fine so he doesn't get a means warrant out for him

Later on I plan to....
Go buy DS2 a new car seat with the money from MiL
cook from freezer/cupboards
do some more surveys
Try to have a no spend day
go to library to take out weekly magazine and also have a read at the local weekly paper and national daily

sammiboo

Good morning everyone

Not a big list

I have made lunch for myself and OH so no spends for lunch
Collected my work expences
Charged my mobile at work
having an NSD
Tea tonight from what we have in the cupboards

Cleosmum

Got up early and switched heating off early.
Checked banking and realised I may have to delay paying my rent :eek:
Walked the kids to school.
Checked ebay auctions and going well. 21 watchers on 1 item, and 40 watchers over 6 auctions

Later I will:
Walk to collect kids from school.
Make cakes and biscuits.
Dinner from fridge/freezer/cupboard.
Might attempt a mealplan for this coming week.
Walk to diet club tonight.
NSD excluding things budgeted for.
Need to attack some OU, it started on 1st march and I havent picked up a book yet :eek:
Sort more ebay stuff, been inspired by the mad ebay challenge :T

OliveOyl_2

Oh I'm going to get back into the swing of things now.
Today I'm going to/have done:
- piggy clicks (I enter all the quizzes too, does anyone on MSE ever win 2,000 points?)
- check on-line banking, though I know that the expected money won't arrive until tomorrow, I can always hope
- store cupboard meal tonight. AND NO MORE TAKEAWAYS IN MARCH I PROMISE well apart from lunch today
-sort some stuff for e-bay
- make some bread tonight, so that I can make a packed lunch for tomorrow
- give myself a talking to, so that I'm properly back on board

Bambywamby

Afternoonie all

Today I have/will:

be taking the dogs for a long walk (free exercise)
washing at 30 degrees and drying on the line
eating all meals from the store cupboard
list a few more items on Ebay
have a NSD day
batch bake and put in freezer
check online banking
do daily clicks & fill in surveys
update my cash book
turn heating down to 14 degrees and put more clothes on
look at jobs online in my area

and that's about it so far.

Have a nice day folks

Bam x

Squirrel29

I have done some daily clicks (although these seem to be decreasing in value each time!).

I also renewed my house insurance, I checked out policies through a comparison site and then went through Greasypalm to buy insurance through Prudential. My premium was £53 cheaper than previous provider plus I will get £60 cashback. The pay monthly option was expensive i.e 22% but I put the whole lot on my Virgin credit card where I have 0% interest on purchases at the moment. I will pay it off in the next couple of months. I feel very satisfied for being so canny!

jennyred

good afternoon all

today I have/will

-piggy clicks, surveys, comps
-checked online banking - money from PPI misselling has been credited - £2800 - whit woo
-paid £1000 back to OH from 2 years ago
-paid £1800 of CC
-going to aqua aerobics tonight which I prebooked saving me £1
-gonna spend next few hours studying - started on 4th feb and really havent done much, then got first 2 essay questions yesterday so had better get cracking!!! :rolleyes:

have a lovely afternoon everyone

Intergalactic_Floozie

• Checked internet banking, no unexpected/forgotten activity, therefore no need to update Spreadsheet.
• Posted on this thread for the 28th day in a row (a huge achievement).
• Worked 1 hour overtime (running total for April is £515.15)
• Day 3 of diet went not so good and I am 400+ calories over for the week with 4 days left.
• Lunch was a work's buffet
• Left debit card at home again.
• Had another personal no spend day.#
• Got wage slip (get paid tomorrow) and I will put £125 away into my savings account. This is the third month I have done this which means I have not got used to, and thus relying on my temporary honoraria payments as this is the last month I get it for.
• I have gone for one full month and kept up to my budget spreadsheet.

juno

* Checked internet banking
* Had a good day on Quidco
* Requested a voucher from my survey points
* No spend day

andan

Evening all, hope everyone has had a good day, my cold has turned into a cough, so am being sensible and not going to my massage course, will save me expense and time waiting around for public transport, as normally means i'm out till 10pm.

My dfw things for today are/have been:
-Got a lift to work, saving £3 bus fare
-Will do any surveys i receive later
-Phone guy back re volunteering work
-Look for more jobs
-Have looked for mystery shops but still none
-Check online banking
Go the shops and only buy what i need
-Do clicks if i get time
-Work on business ideas for massage course

Have a good evening everyone.