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Desperate

Some advice please. I purchased a flat off plan 4 years ago and it has been nothing but trouble from the start. The property is now in negative equity. The mortgage is £160,000 and if I could sell I would only get maybe £130,000 and at the moment there is no tenant so no rent coming in. What do I do now, do I go bankrupt or do the voluntary bankrupt thing. Am I in danger of losing the family home also. This is just a brief outline of my problem. Please advise.

Comments

  • tigerfeet2006
    tigerfeet2006 Posts: 14,030 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    You need to get advice on this from one of the debt charities (number in my sig.) Houses can be quite complicated in BR. Also if you decide BR is for you then the judge can refuse your petition until you have.

    Any other questions just ask.
    BSCno.87
    The only stupid question is an unasked one
    Loving life as a Kernow Hippy
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