What About This For An Idea To Curb Rash Spending

immoral_angeluk

nirelandguy wrote: »

Thats what I am doing, and what she over spends I take it out of the food budget

Why don't you give her so much at the start of the month and then when it's gone it's gone. It'll teach her to budget and she'll soon learn when she's skint by the end of the first week!

GeorgeUK

Next time - she gets the peas!!!

Hopefully not long until payday. Does she see the finance budgets you have or has she not been too interested? Next time she goes out shopping, just mention to her that you may require a few more tins of beans...

Or is it time for some plastic surgery?
With the scissors?

rayday2

But you can't ration food like that with children in the house. I would give her "pocket money" and take responsiblity for shopping yourself then it will truely impact her.

My husband even asks if he can fill up with petrol and which account - I would love to know what he did if I said no! So many households have one purse holder and another given money for recreational use whatever they choose it to be.

I wouldn't come accross as dictating in your approach though as that will just get backs up and I have issues with control in relationships. There is a medium ground that can make it sound beneficial to the whole household.

floss2

I pay my share of bills money into the housekeping pot every month on payday, then I pay my sons' uni support & my own bills before spending any of my personal budgeted amount on myself. DF pays the mortgage bills etc from his account (the housekeeping is my share based on our incomes). I know what is on the household budget sheet because we do them together.

Why can't she do that - pay her bills / housekeeping over in cash on payday - then she has what is left as her "pocket money" to spend on whatever she wants. If she wants to spend on her mates/family, then she'll only be able to spend AFTER feeding the family.

Cornishpixie_2

stupid question perhaps, is she depressed? It can sort of you make you resentful of people. Why does she feel the need to buy others ignoring her own family? MAYBE worth getting to the bottom of, in a non threatening way. Both need to communicate or things will deterioate. Introduce her to the idea of gift baskets perhaps! Good luck. You sound really fed up. Bless!

rayday2

Cornishpixie that is a thought that occured to me - and we are only hearing one side.

It always worries me that she is a mum bringing up children and yet Irish talks about her share of paying this and that - you are a family. Going on past posts here not just this one. Maybe she is not happy with that either and rebelling?

Either way if you don't get down to the reason you will never win the battle and you cannot punish an adult!

saffronflowers

Sorry NI guy but every few weeks you come on here blaming your OH for your family's financial situation. Her wanting to drive etc. Several times it hs been requested that you post up a full SOA. I have yet to see it.

I dont think that you have a total handle on your overall financial situation. A bit like my OH who used to blame the bank when the cashpoint would not give him any money.

THis is a job that you have to do together - the meal planning, the budgeting etc.

SFx