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The 'We're saving for a deposit' thread
Comments
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Congratulations Jim!
Happy house hunting!0 -
I've seen a house I really like...
Get to 119lbs! 1/2/09: 135.6lbs 1/5/11: 145.8lbs 30/3/13 150lbs 22/2/14 137lbs 2/6/14 128lbs 29/8/14 124lbs 2/6/17 126lbs
Save £180,000 by 31 Dec 2020! 2011: £54,342 * 2012: £62,200 * 2013: £74,127 * 2014: £84,839 * 2015: £95,207 * 2016: £109,122 * 2017: £121,733 * 2018: £136,565 * 2019: £161,957 * 2020: £197,685
eBay sales - £4,559.89 Cashback - £2,309.730 -
That's exciting, J i m!
Where are you looking? xGet to 119lbs! 1/2/09: 135.6lbs 1/5/11: 145.8lbs 30/3/13 150lbs 22/2/14 137lbs 2/6/14 128lbs 29/8/14 124lbs 2/6/17 126lbs
Save £180,000 by 31 Dec 2020! 2011: £54,342 * 2012: £62,200 * 2013: £74,127 * 2014: £84,839 * 2015: £95,207 * 2016: £109,122 * 2017: £121,733 * 2018: £136,565 * 2019: £161,957 * 2020: £197,685
eBay sales - £4,559.89 Cashback - £2,309.730 -
That's exciting, J i m!
Where are you looking? x
Dunstable .. Although there isn't a great lot on the market at the moment and prices are going a bit silly.:www: Progress Report :www:
Offer accepted: £107'000
Deposit: £23'000
Mortgage approved for: £84'000
Exchanged: 2/3/16
:T ... complete on 9/3/16 ... :T0 -
Jim that is so exciting that you can finally start looking - everyone keep us posted !! :T:j:www: House Deposit = 100% Purchase Fees = 44%0
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Well it's been a tighter month than I expected to be budgeting for - after juggling some money around from different savings pots to cover an unexpected birthday celebration, I've stashed £400 into the pot, taking my deposit savings to just over £2k.
It's a great feeling to get over each thousand pound number hope everyone is getting on well with their saving plans :www: House Deposit = 100% Purchase Fees = 44%0 -
Well... There's sweet eff all on the market near me at the moment, so I bunged another £655.20 into my savings jar.:www: Progress Report :www:
Offer accepted: £107'000
Deposit: £23'000
Mortgage approved for: £84'000
Exchanged: 2/3/16
:T ... complete on 9/3/16 ... :T0 -
Oh how exciting! Fingers crossed for some Tara house news soon.I've seen a house I really like...
I'm plodding on with the saving and checking right move hourly. Somehow it' s getting easier to save now as I've adjusted to a thrifty lifestyle and I'm motivated by the progress I've made. I think this is a permanent change in my outlook.Mortgage overpayments 2018: £4602, 2019: £7870
Mortgage overpayments 2020: £4620
Mortgage 2017 £145K, June 2020 £112.6k
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Hey all,
Reached £23,000 for this month :T, would have got there earlier but had a week off work and a few other expenses. Still, I'm proud it's only taken about 5ish weeks to save £1,000 since my last update.
If I continue at the rate I am, I hope to reach £24k by the end of October. Obviously Xmas is coming up soon too so will be putting some aside each week until then (last year I totally took it out my deposit fund and it took ages to build it back up to what it was before Xmas!) :rotfl:
I still have no real time frame about when I want to start looking to buy. My area isn't too badly priced at the minute, but I think when I do decide, I want to move to the next town/city to me (more lively than my current 'dead end' town, and to be honest, i've been dying to leave this town since returning from Uni four years ago:D) All in all, I'm happy to keep on saving for a little while longer and will be opening the H2B ISA in December.
Another issue in the future is that I'm wanting to buy a new car in the not to distant. I really need to factor in about how I'm going to do this. Do I take it from my deposit fund? Do I save seperate for a car and therefore 'slowdown' my deposit saving? Need to create some sort of action plan for that. Hoping to have enough saved by Spring 2016.
Tara - I like to treat myself after I've saved up to £1,000. It's not much just something like £20 to blow on myself (takeaway, scented candle, luxury shower gel etc). I feel like I deserve it as i'm doing it all by myself and it gives me motivation to carry on to the next £1,000 :rotfl:House Deposit: £28,000 and still saving!0 -
Tara - I like to treat myself after I've saved up to £1,000. It's not much just something like £20 to blow on myself (takeaway, scented candle, luxury shower gel etc). I feel like I deserve it as i'm doing it all by myself and it gives me motivation to carry on to the next £1,000 :rotfl:
I think it is a good idea to buy a little treat as a reward.:)0
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