The 'We're saving for a deposit' thread

Zoology_Dragon

I'm happy for people to know I'm saving for various things but I wouldn't share the amount.

eviekins

Tara! It excites me to say, I've finally joined you in the 80k gang!!
I was paid today for work I did months ago, but it was worth the wait as I'm a very happy girl now!
Keep at it fellow deposit savers and welcome to the thread newbies!

PrincessLou

eviekins wrote: »

Tara! It excites me to say, I've finally joined you in the 80k gang!!
I was paid today for work I did months ago, but it was worth the wait as I'm a very happy girl now!
Keep at it fellow deposit savers and welcome to the thread newbies!

Wow, that's amazing! How long did it take to save all that? What is your deposit target?

nat21luv

Eviekins that is incredible!! I am in shock that you've saved £20k in the last 9 months alone! Well done lady

tara747

FlacosFloozie wrote: »

In answer to tara's question I hadn't originally planned on keeping my savings secret but I think its a good idea. A friend knew I was trying to pay off my debts- mainly 'cos I wanted to be honest about why I couldn't afford do things at times. After I told her I everything was paid off and I could start saving for a deposit I got (jokingly) called a !!!!!. However, she's been really off with me since and I can only think the green eyed monster is rearing its head.
She still has debt but she also has a house brought when prices were a lot lower and so is probably in a better position than I am.
I think saying I'm saving is fine but I'm not going to mention any amounts or goals to anyone in real life after that.

That's the sort of reaction I'd fear from friends and/or family, tbh. I thought I was being silly, but it seems that a few of you are in the same boat. Mad really, because saving is something to be proud of.

eviekins wrote: »

Tara! It excites me to say, I've finally joined you in the 80k gang!!
I was paid today for work I did months ago, but it was worth the wait as I'm a very happy girl now!
Keep at it fellow deposit savers and welcome to the thread newbies!

Whoop, well done eviekins!!!! :T :T

Just_be_2

Savings going well this month Glad to hear others are doing good too!

fairy_lights

Hi everyone :wave:
Me and my OH are saving for a deposit and will hopefully be in a position to buy by next year. We've had a few set backs such as having to move house at pretty short notice when our landlady decided to sell, all the moving costs and estate agent fees ate in to our savings but we're gradually getting back on track now.
We've only got about 5k at the moment but by next summer we should have doubled this, and my parents have very kindly offered to contribute.
My OH thinks we should make an appointment with a mortgage advisor now to get an idea how much we could borrow and what our options are, but I think it's too early and we should wait until we've got all the deposit together.
Does anyone have any advice on what we should do? I've never seen a mortgage advisor before (obviously!) so I'm not sure how it works, do you pay them for the appointment or do you only pay them if you end up taking a mortgage through them?

tara747

September update. Finally it's payday!!!!!!!!!!!! I'm getting more motivated each and every month.

I saved £1,200 this month, which makes my 2014 total (so far) £8,170 and my overall total £82,295. I'm so chuffed :beer:

xmillyx

Total deposit: £30,664.65 that's a huge £1,219.40 this month!!!!! Over the moon as we've smashed our £30k target. Next target is £35k so £4,335.35 to go.

Though we may have found somewhere... Keep your fingers crossed for us!!!

J_i_m

Another naff month for me saving wise. I keep on stopping for snacks on the way home from work and this is a habit I REALLY need to stop as it's all adding up and added to that HMRC were slow processing my P45 so I ended up on the "noncum" code and paying approximately twice the income tax that I should have :doh:

I'm pretty sure there's a cheeky little monkey in the family who has a birthday coming up as well... Plus the car servicing + mot is due in December.

So I've fallen short of my £625 monthly target and will be lucky to bag £400.

But at least I'm only approximately one month away from meeting the deposit part of my overall target, I'll soon be saving for the fees.

#Update:
I decided on banking £475, which takes my running total to £19'476.92.
I'm sure I'll be overdrawn again at some point in the coming month but hopefully not as much as the past couple :A